Zip lookup · RI

02809
Bristol, Rhode Island.

Bristol, Bristol County, RI · Providence-Warwick, RI-MA metro · population 22,220

What it costs per month · 02809 $3,210/mo

to buy the typical home at today's mortgage rate — +$1,814 (+130%) since Jan 2020.

What the home itself did
1 year
Up $18,256 +3%
$593,326$611,582 since Sep 2025
5 years
Up $141,191 +30%
$470,391$611,582 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 02809 $3,210 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 02809$3,210
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 02809 rose 3.1% over the past year — faster than the nation's +1.2%.

Asking rents in zip 02809 rose 4.6% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 02809 runs $1,596/mo more than renting one. The gap peaked at $1,766 in Nov 2024.

That is $4,524 a month against $2,928 rent: a $3,210 mortgage payment, plus $659 property tax and $655 insurance & upkeep.

Owning vs renting — zip 02809

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $3,000 $3,500 $4,000 $4,500 2024 2025 2026 Owning all in $4,524 Renting $2,928 Mortgage only $3,210
$2,500 $3,000 $3,500 $4,000 $4,500 2024 2025 2026
  • Owning all in$4,524
  • Renting$2,928
  • Mortgage only$3,210

Property tax · $659/mo 1.29% of value a year — the ACS 2020-2024 median bill over the median home value for Bristol County, RI

Insurance & upkeep · $655/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Bristol, RI — measured over the city limits, which is a different area from this zip.

Asking rent $2,928 as of Sep 2026
+4.6%year on year
Typical home value $611,582 as of Sep 2026
+3.1%year on year

Asking rent — 02809

Against the Providence-Warwick, RI-MA metro and the national benchmark.

$1,750 $2,000 $2,250 $2,500 $2,750 2024 2025 2026 02809 $2,928 Providence $2,166 United States $1,932
$1,750 $2,000 $2,250 $2,500 $2,750 2024 2025 2026
  • 02809$2,928
  • Providence$2,166
  • United States$1,932

Typical home value — 02809

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 02809 $611,582 Providence $522,248 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 02809$611,582
  • Providence$522,248
  • United States$366,157

Within 20 miles

Showing 30 of 64 zips in range — sorting picks from all 64.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.2 02885 Warren 11,144 $2,426 $544,741
4.6 02724 Fall River 18,505 $1,957 $436,470
4.9 02725 Somerset 2,257 — $482,337
4.9 02806 Barrington 17,126 $3,317 $808,416
5.9 02777 Swansea 17,359 — $520,731
6.3 02721 Fall River 26,521 $1,842 $447,758
6.5 02889 Warwick 27,516 $2,319 $413,780
6.9 02871 Portsmouth 17,488 $2,887 $688,346
7.1 02878 Tiverton 16,189 — $551,827
7.2 02723 Fall River 17,067 $1,778 $436,843
7.7 02915 Riverside 16,752 $2,078 $442,947
8.4 02726 Somerset 16,041 $2,050 $514,559
8.6 02888 Warwick 19,134 $1,800 $412,394
8.9 02720 Fall River 30,940 $1,950 $451,983
9.9 02905 Providence 25,012 $2,006 $418,818
9.9 02886 Warwick 31,293 $2,235 $422,444
10.3 02914 East Providence 21,834 $2,056 $424,709
10.7 02910 Cranston 23,499 $1,850 $406,921
11.0 02771 Seekonk 15,694 — $578,536
11.1 02715 Dighton 3,757 — $577,706
11.2 02769 Rehoboth 13,022 — $667,530
11.2 02790 Westport 16,901 — $671,778
11.4 02907 Providence 31,461 $1,827 $398,420
11.4 02842 Middletown 16,832 $3,327 $762,110
11.7 02920 Cranston 37,155 $2,129 $454,044
11.9 02852 North Kingstown 23,406 $2,383 $632,102
11.9 02818 East Greenwich 19,786 $2,342 $726,613
11.9 02903 Providence 11,836 $2,318 $440,742
12.0 02916 Rumford 8,695 $2,112 $495,882
12.5 02906 Providence 26,380 $2,606 $805,853

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.