Market data · financing

The 30-year fixed,
since 1971.

Currently 7.35% (Oct 2026), from Freddie Mac's weekly lender survey — the series FRED republishes, read here from the primary source.

Average 30-year fixed mortgage rate

Weekly survey values averaged to months. The 1981 peak above 18% and the 2021 floor under 3% are the two ends of the whole modern era.

5% 10% 15% 1972 1981 1990 1999 2008 2017 2026 30-year fixed 7.35%
5% 10% 15% 1972 1990 2008 2026
  • 30-year fixed7.35%