Zip lookup · VT

05492
Waterville, Vermont.

Waterville, Lamoille County, VT · population 725

What it costs per month · 05492 $1,730/mo

to buy the typical home at today's mortgage rate — $480 (-22%) since Oct 2023.

What the home itself did
1 year
Down $19,574 -6%
$349,231$329,658 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 05492 $1,730 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 05492$1,730
  • United States$1,922

Typical home values in zip 05492 fell 5.6% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Lamoille County, VT 98% · Franklin County, VT 2%

Zillow also publishes an index for the city itself: Waterville, VT — measured over the city limits, which is a different area from this zip.

Typical home value $329,658 as of Sep 2026
-5.6%year on year

Typical home value — 05492

Mid-tier homes, smoothed and seasonally adjusted.

$340,000 $360,000 $380,000 2024 2025 2026 05492 $329,658 United States $366,157
$340,000 $360,000 $380,000 2024 2025 2026
  • 05492$329,658
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.1 05441 Bakersfield 540 — $343,812
5.0 05464 Jeffersonville 2,998 — $375,311
5.1 05442 Belvidere Center 422 — $320,991
5.6 05656 Johnson 3,458 — $336,181
6.9 05448 East Fairfield 1,010 — $375,857
8.5 05652 Eden 816 — $290,618
8.6 05444 Cambridge 1,752 — $426,281
11.3 05655 Hyde Park 3,000 — $377,427
11.9 05455 Fairfield 1,286 — $393,839
12.4 05450 Enosburg Falls 5,428 — $314,484
13.0 05471 Montgomery Center 719 — $332,543
13.0 05454 Fairfax 5,364 — $455,641
13.1 05653 Eden Mills 535 — $312,616
13.4 05489 Underhill 3,484 — $564,229
14.0 05661 Morrisville 6,227 $1,550 $469,600
14.7 05494 Westford 1,603 — $525,736
15.8 05847 Lowell 1,070 — $248,245
16.1 05672 Stowe 5,285 — $1,032,938
16.2 05483 Sheldon 1,717 — $342,471
18.0 05476 Richford 3,218 — $248,189
18.1 05826 Craftsbury 839 — $313,634
18.4 05874 Westfield 568 — $323,604
18.5 05478 Saint Albans 15,580 $1,799 $369,718
18.7 05680 Wolcott 2,003 — $353,119
19.1 05820 Albany 300 — $259,442
19.5 05465 Jericho 5,735 — $549,142
19.6 05457 Franklin 1,696 — $320,627
19.6 05827 Craftsbury Common 630 — $344,502
19.8 05468 Milton 13,324 $2,650 $442,094
20.0 05452 Essex Junction 22,626 $2,332 $471,181

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.