Zip lookup · CT

06385
Waterford, Connecticut.

Waterford, New London County, CT · Norwich-New London, CT metro · population 15,966

What it costs per month · 06385 $2,309/mo

to buy the typical home at today's mortgage rate — +$1,393 (+152%) since Jan 2020.

What the home itself did
1 year
Up $23,914 +6%
$416,020$439,935 since Sep 2025
5 years
Up $130,395 +42%
$309,539$439,935 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 06385 $2,309 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 06385$2,309
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 06385 rose 5.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Waterford, CT — measured over the city limits, which is a different area from this zip.

Asking rent $2,197 as of Sep 2026
Typical home value $439,935 as of Sep 2026
+5.7%year on year

Asking rent — 06385

Against the Norwich-New London, CT metro and the national benchmark.

$1,900 $2,000 $2,100 $2,200 2026 06385 $2,197 Norwich $2,099 United States $1,932
$1,900 $2,000 $2,100 $2,200 2026
  • 06385$2,197
  • Norwich$2,099
  • United States$1,932

Typical home value — 06385

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 06385 $439,935 Norwich $430,914 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 06385$439,935
  • Norwich$430,914
  • United States$366,157

Within 20 miles

Showing 30 of 37 zips in range — sorting picks from all 37.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.8 06320 New London 27,703 $1,700 $327,598
3.7 06375 Quaker Hill 3,670 — $401,791
3.7 06357 Niantic 11,332 $2,683 $524,711
5.0 06333 East Lyme 7,389 $2,671 $554,470
5.8 06340 Groton 29,863 $2,197 $386,427
6.9 06335 Gales Ferry 6,307 — $419,122
7.5 06382 Uncasville 10,143 — $347,177
7.6 06370 Oakdale 7,327 — $400,873
8.8 06371 Old Lyme 9,828 $2,725 $695,940
9.4 06355 Mystic 12,173 $2,688 $607,524
10.1 06339 Ledyard 9,113 — $414,020
10.5 06420 Salem 4,368 — $476,784
12.5 06475 Old Saybrook 10,575 $2,767 $698,801
12.6 06426 Essex 3,267 — $768,232
12.7 06378 Stonington 5,555 $2,984 $797,650
13.0 06334 Bozrah 2,249 — $405,236
13.7 06360 Norwich 37,216 $1,840 $305,949
13.7 06409 Centerbrook 701 — $504,642
14.0 06365 Preston 4,807 — $424,390
14.3 06423 East Haddam 5,182 — $468,214
15.0 06442 Ivoryton 2,826 — $547,934
15.3 06380 Taftville 2,757 — $296,973
15.4 11957 Orient 1,121 — $1,524,532
15.4 06379 Pawcatuck 9,017 $1,762 $490,127
15.9 06417 Deep River 4,458 — $440,989
16.5 06359 North Stonington 5,160 — $471,485
16.5 06498 Westbrook 6,856 — $583,836
16.9 06415 Colchester 16,038 — $444,853
17.3 06412 Chester 3,825 — $540,778
17.9 06254 North Franklin 2,004 — $419,210

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.