Zip lookup · NJ

07020
Edgewater, New Jersey.

Edgewater, Bergen County, NJ · New York-Newark-Jersey City, NY-NJ-PA metro · population 14,759

What it costs per month · 07020 $3,690/mo

to buy the typical home at today's mortgage rate — +$1,725 (+88%) since Jan 2020.

What the home itself did
1 year
Up $33,546 +5%
$669,446$702,993 since Sep 2025
5 years
Up $130,906 +23%
$572,087$702,993 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 07020 $3,690 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 07020$3,690
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 07020 rose 5.0% over the past year — faster than the nation's +1.2%.

Asking rents in zip 07020 rose 4.5% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 07020 runs $1,749/mo more than renting one — the widest that gap has been in this data.

That is $5,383 a month against $3,633 rent: a $3,690 mortgage payment, plus $940 property tax and $753 insurance & upkeep.

Owning vs renting — zip 07020

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2018 2020 2022 2024 2026 Owning all in $5,383 Renting $3,633 Mortgage only $3,690
$2,000 $3,000 $4,000 $5,000 2018 2022 2026
  • Owning all in$5,383
  • Renting$3,633
  • Mortgage only$3,690

Property tax · $940/mo 1.61% of value a year — the ACS 2020-2024 median bill over the median home value for Bergen County, NJ

Insurance & upkeep · $753/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Edgewater, NJ — measured over the city limits, which is a different area from this zip.

Asking rent $3,633 as of Sep 2026
+4.5%year on year
Typical home value $702,993 as of Sep 2026
+5.0%year on year

Asking rent — 07020

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 $3,500 2018 2020 2022 2024 2026 07020 $3,633 New York $3,546 United States $1,932
$1,500 $2,000 $2,500 $3,000 $3,500 2018 2022 2026
  • 07020$3,633
  • New York$3,546
  • United States$1,932

Typical home value — 07020

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 07020 $702,993 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 07020$702,993
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 388 zips in range — sorting picks from all 388.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
0.7 07010 Cliffside Park 25,781 $3,007 $624,490
1.2 10031 New York 61,058 $3,262 $553,463
1.3 10027 New York 63,885 $3,807 $815,605
1.5 07022 Fairview 15,099 $2,481 $656,249
1.7 10030 New York 29,297 $3,072 $703,682
1.8 10025 New York 93,065 $4,705 $1,144,542
1.8 10026 New York 37,123 $3,506 $872,825
1.9 07024 Fort Lee 40,024 $3,792 $591,184
1.9 10039 New York 32,492 $3,304 $635,513
1.9 10032 New York 55,610 $3,011 $558,733
2.0 07650 Palisades Park 20,290 $3,320 $991,041
2.0 10037 New York 19,031 $2,854 $595,886
2.2 07657 Ridgefield 11,498 $2,719 $773,123
2.5 10029 New York 77,447 $3,426 $759,869
2.6 10033 New York 54,838 $3,228 $620,864
2.6 10451 Bronx 50,942 $2,951 $329,729
2.7 10024 New York 63,115 $4,649 $1,665,701
2.8 10452 Bronx 75,682 $2,455 $308,564
2.9 07605 Leonia 9,379 — $860,469
3.0 10035 New York 38,862 $3,297 $719,169
3.1 07093 West New York 63,758 $2,522 $433,809
3.2 10128 New York 57,976 $4,106 $1,232,117
3.2 07660 Ridgefield Park 13,235 $2,325 $606,983
3.3 10454 Bronx 39,570 $2,937 $820,334
3.3 10069 New York 6,509 $6,042 $1,954,279
3.3 10040 New York 40,096 $2,955 $506,402
3.3 07047 North Bergen 61,250 $2,881 $575,294
3.4 10023 New York 69,455 $4,890 $1,444,233
3.4 10028 New York 49,077 $3,968 $1,506,764
3.5 10455 Bronx 44,801 $2,852 $488,540

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.