Zip lookup · NJ

07310
Jersey City, New Jersey.

Jersey City, Hudson County, NJ · New York-Newark-Jersey City, NY-NJ-PA metro · population 16,015

What it costs per month · 07310 $4,897/mo

to buy the typical home at today's mortgage rate — +$2,433 (+99%) since Jan 2020.

What the home itself did
1 year
Up $131,050 +16%
$801,987$933,036 since Sep 2025
5 years
Up $205,395 +28%
$727,642$933,036 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 07310 $4,897 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • 07310$4,897
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 07310 rose 16.3% over the past year — faster than the nation's +1.2%.

Asking rents in zip 07310 rose 1.5% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 07310 runs $2,844/mo more than renting one — the widest that gap has been in this data.

That is $7,273 a month against $4,429 rent: a $4,897 mortgage payment, plus $1,377 property tax and $999 insurance & upkeep.

Owning vs renting — zip 07310

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $7,273 Renting $4,429 Mortgage only $4,897
$2,500 $5,000 $7,500 2020 2022 2024 2026
  • Owning all in$7,273
  • Renting$4,429
  • Mortgage only$4,897

Property tax · $1,377/mo 1.77% of value a year — the ACS 2020-2024 median bill over the median home value for Hudson County, NJ

Insurance & upkeep · $999/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Jersey City, NJ — measured over the city limits, which is a different area from this zip.

Asking rent $4,429 as of Sep 2026
+1.5%year on year
Typical home value $933,036 as of Sep 2026
+16.3%year on year

Asking rent — 07310

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$2,000 $3,000 $4,000 2019 2020 2021 2022 2023 2024 2025 2026 07310 $4,429 New York $3,546 United States $1,932
$2,000 $3,000 $4,000 2020 2022 2024 2026
  • 07310$4,429
  • New York$3,546
  • United States$1,932

Typical home value — 07310

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 07310 $933,036 New York $730,949 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 07310$933,036
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 367 zips in range — sorting picks from all 367.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
0.7 07311 Jersey City 1,714 $4,810 —
0.9 07302 Jersey City 56,220 $3,888 $887,883
1.2 07030 Hoboken 58,668 $4,005 $893,531
1.3 10282 New York 5,887 $7,316 $2,222,985
1.5 10014 New York 29,230 $6,017 $1,907,038
1.6 10280 New York 8,933 $4,989 $793,913
1.6 10013 New York 27,219 $6,742 $3,742,343
1.7 10007 New York 7,406 $8,183 $3,147,817
1.7 10006 New York 4,096 $4,812 $1,028,834
1.9 10012 New York 21,426 $5,287 $3,005,394
1.9 07307 Jersey City 42,645 $2,686 $750,497
2.0 10011 New York 48,277 $5,837 $1,685,016
2.0 07306 Jersey City 54,017 $2,656 $540,542
2.1 10005 New York 9,439 $4,739 $1,104,527
2.1 10038 New York 22,235 $5,048 —
2.4 10003 New York 53,560 $5,229 $1,456,477
2.4 07304 Jersey City 51,306 $2,404 $531,012
2.4 10001 New York 30,511 $5,592 $1,766,952
2.5 10004 New York 3,711 $5,056 $1,224,039
2.6 10002 New York 76,873 $4,797 $976,229
2.6 07087 Union City 66,463 $2,343 $559,694
2.8 10010 New York 30,702 $5,286 $1,315,653
2.8 07086 Weehawken 17,295 $3,864 $871,270
2.8 10018 New York 8,559 $5,210 $1,357,569
2.9 10009 New York 60,209 $4,826 $1,076,097
3.1 10036 New York 31,036 $4,739 $986,566
3.1 10016 New York 52,971 $5,144 $952,985
3.3 07305 Jersey City 72,161 $2,314 $527,875
3.3 11201 Brooklyn 70,674 $4,717 $1,402,838
3.6 10017 New York 15,297 $4,489 $771,752

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.