Zip lookup · NJ

07410
Fair Lawn, New Jersey.

Fair Lawn, Bergen County, NJ · New York-Newark-Jersey City, NY-NJ-PA metro · population 35,610

What it costs per month · 07410 $3,785/mo

to buy the typical home at today's mortgage rate — +$2,103 (+125%) since Jan 2020.

What the home itself did
1 year
Up $48,597 +7%
$672,579$721,176 since Sep 2025
5 years
Up $190,975 +36%
$530,201$721,176 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 07410 $3,785 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 07410$3,785
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 07410 rose 7.2% over the past year — faster than the nation's +1.2%.

Asking rents in zip 07410 rose 2.3% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 07410 runs $1,832/mo more than renting one. The gap peaked at $1,888 in Jun 2026.

That is $5,438 a month against $3,606 rent: a $3,704 mortgage payment, plus $963 property tax and $771 insurance & upkeep.

Owning vs renting — zip 07410

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$3,500 $4,000 $4,500 $5,000 $5,500 2025 2026 Owning all in $5,438 Renting $3,606 Mortgage only $3,704
$3,500 $4,000 $4,500 $5,000 $5,500 2025 2026
  • Owning all in$5,438
  • Renting$3,606
  • Mortgage only$3,704

Property tax · $963/mo 1.61% of value a year — the ACS 2020-2024 median bill over the median home value for Bergen County, NJ

Insurance & upkeep · $771/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Fair Lawn, NJ — measured over the city limits, which is a different area from this zip.

Asking rent $3,606 as of Aug 2026
+2.3%year on year
Typical home value $721,176 as of Sep 2026
+7.2%year on year

Asking rent — 07410

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$2,000 $2,500 $3,000 $3,500 2025 2026 07410 $3,606 New York $3,549 United States $1,930
$2,000 $2,500 $3,000 $3,500 2025 2026
  • 07410$3,606
  • New York$3,549
  • United States$1,930

Typical home value — 07410

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 07410 $721,176 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 07410$721,176
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 318 zips in range — sorting picks from all 318.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.6 07514 Paterson 20,647 — $537,455
1.7 07452 Glen Rock 12,154 — $1,095,644
2.1 07524 Paterson 13,808 $2,000 $537,771
2.1 07504 Paterson 13,123 — $588,499
2.1 07407 Elmwood Park 21,412 $2,481 $633,036
2.5 07652 Paramus 26,568 $5,500 $1,065,050
2.5 07663 Saddle Brook 14,419 $2,766 $663,245
2.6 07506 Hawthorne 19,628 $2,607 $642,761
2.6 07513 Paterson 11,576 — $590,684
2.8 07662 Rochelle Park 5,869 — $621,541
3.1 07505 Paterson 4,691 $1,634 —
3.2 07450 Ridgewood 26,308 $4,015 $1,252,846
3.2 07501 Paterson 35,481 $1,796 $478,671
3.2 07503 Paterson 19,170 $2,149 $565,637
3.3 07522 Paterson 23,040 $1,996 $501,266
3.7 07607 Maywood 10,093 $2,925 $694,351
3.7 07508 Haledon 23,762 $2,451 $640,182
3.9 07026 Garfield 32,783 $2,433 $588,988
4.1 07011 Clifton 38,587 $2,358 $569,866
4.2 07661 River Edge 12,091 $2,483 $866,554
4.2 07502 Paterson 17,158 — $542,381
4.3 07432 Midland Park 7,019 $3,275 $749,851
4.4 07644 Lodi 26,082 $2,448 $626,154
4.6 07423 Ho Ho Kus 4,270 — $1,429,786
4.6 07676 Township Of Washington 9,323 — $852,825
4.7 07649 Oradell 8,235 — $1,013,861
4.9 07601 Hackensack 46,057 $2,723 $461,978
5.1 07481 Wyckoff 17,050 — $1,155,561
5.1 07646 New Milford 16,995 — $738,295
5.4 07463 Waldwick 10,164 — $744,958

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.