Zip lookup · NJ

07438
Oak Ridge, New Jersey.

Oak Ridge, Morris County, NJ · New York-Newark-Jersey City, NY-NJ-PA metro · population 11,160

What it costs per month · 07438 $2,794/mo

to buy the typical home at today's mortgage rate — +$1,567 (+128%) since Jan 2020.

What the home itself did
1 year
Up $16,226 +3%
$516,087$532,312 since Sep 2025
5 years
Up $130,181 +32%
$402,131$532,312 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 07438 $2,794 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 07438$2,794
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 07438 rose 3.1% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Morris County, NJ 85% · Passaic County, NJ 15%

Zillow also publishes an index for the city itself: Oak Ridge, NJ — measured over the city limits, which is a different area from this zip.

Typical home value $532,312 as of Sep 2026
+3.1%year on year

Typical home value — 07438

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 07438 $532,312 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 07438$532,312
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 91 zips in range — sorting picks from all 91.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.2 07435 Newfoundland 2,703 — $628,329
5.2 07439 Ogdensburg 2,160 — $432,470
5.5 07866 Rockaway 22,663 $2,902 $562,802
5.7 07871 Sparta 21,437 $2,950 $611,055
6.1 07460 Stockholm 3,181 — $441,062
6.3 07849 Lake Hopatcong 8,380 — $528,351
6.6 07416 Franklin 5,851 — $371,305
6.8 07801 Dover 27,128 $2,342 $503,667
7.3 07885 Wharton 11,806 $2,584 $494,416
7.7 07405 Butler 17,983 — $686,192
8.4 07480 West Milford 14,966 — $494,447
8.8 07005 Boonton 15,307 $2,522 $720,860
9.0 07419 Hamburg 9,693 $2,500 $399,357
9.5 07843 Hopatcong 11,098 $2,912 $449,123
9.6 07856 Mount Arlington 4,774 $2,781 $499,173
9.8 07403 Bloomingdale 7,685 — $564,065
9.9 07834 Denville 18,385 $3,200 $665,104
9.9 07848 Lafayette 4,257 — $489,281
10.4 07046 Mountain Lakes 4,585 — $1,199,492
11.1 07878 Mount Tabor 766 — $541,605
11.1 07457 Riverdale 4,112 $3,064 $485,241
11.2 07850 Landing 6,828 — $519,043
11.2 07803 Mine Hill 4,048 — $497,310
11.2 07422 Highland Lakes 5,280 — $406,559
11.3 07847 Kenvil 1,776 — $504,178
11.3 07420 Haskell 5,316 — $499,442
11.5 07082 Towaco 5,723 — $868,691
11.6 07045 Montville 10,561 — $821,560
11.7 07465 Wanaque 5,921 — $511,460
11.9 07462 Vernon 7,195 — $297,395

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.