Zip lookup · NJ

07446
Ramsey, New Jersey.

Ramsey, Bergen County, NJ · New York-Newark-Jersey City, NY-NJ-PA metro · population 14,805

What it costs per month · 07446 $4,641/mo

to buy the typical home at today's mortgage rate — +$2,552 (+122%) since Jan 2020.

What the home itself did
1 year
Up $83,465 +10%
$800,812$884,277 since Sep 2025
5 years
Up $242,667 +38%
$641,610$884,277 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 07446 $4,641 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 07446$4,641
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 07446 rose 10.4% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Ramsey, NJ — measured over the city limits, which is a different area from this zip.

Asking rent $2,100 as of Jul 2026
Typical home value $884,277 as of Sep 2026
+10.4%year on year

Asking rent — 07446

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

Not enough data to draw this yet.

Typical home value — 07446

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 07446 $884,277 New York $730,949 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 07446$884,277
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 205 zips in range — sorting picks from all 205.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.9 07401 Allendale 6,865 — $1,113,378
2.6 07430 Mahwah 25,491 $2,944 $713,869
2.7 07458 Saddle River 11,828 — $1,664,380
3.3 07463 Waldwick 10,164 — $744,958
4.3 07481 Wyckoff 17,050 — $1,155,561
4.4 07432 Midland Park 7,019 $3,275 $749,851
4.8 07423 Ho Ho Kus 4,270 — $1,429,786
4.8 07417 Franklin Lakes 11,112 $3,735 $1,625,195
4.9 10931 Hillburn 1,319 — $517,696
5.0 07645 Montvale 8,901 $3,024 $935,756
5.0 07677 Woodcliff Lake 6,152 — $1,273,719
5.1 10952 Monsey 48,019 — $1,163,876
5.3 07436 Oakland 12,740 — $769,199
5.6 07450 Ridgewood 26,308 $4,015 $1,252,846
5.6 07656 Park Ridge 9,406 $3,041 $849,208
6.0 10901 Suffern 27,095 $2,939 $809,066
6.4 07642 Hillsdale 10,144 — $856,043
6.5 10977 Spring Valley 71,571 — $894,448
6.5 07676 Township Of Washington 9,323 — $852,825
6.9 10965 Pearl River 15,206 $2,744 $717,175
6.9 07452 Glen Rock 12,154 — $1,095,644
7.0 07506 Hawthorne 19,628 $2,607 $642,761
7.2 10974 Sloatsburg 3,382 — $554,912
7.4 10954 Nanuet 26,495 $3,276 $638,767
7.5 07456 Ringwood 11,657 — $608,406
7.5 07508 Haledon 23,762 $2,451 $640,182
8.0 07465 Wanaque 5,921 — $511,460
8.1 07675 Westwood 27,349 $3,234 $932,081
8.3 07442 Pompton Lakes 11,047 $2,100 $557,236
8.5 07420 Haskell 5,316 — $499,442

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.