Zip lookup · NJ

07738
Lincroft, New Jersey.

Lincroft, Monmouth County, NJ · New York-Newark-Jersey City, NY-NJ-PA metro · population 6,939

What it costs per month · 07738 $5,601/mo

to buy the typical home at today's mortgage rate — +$3,353 (+149%) since Jan 2020.

What the home itself did
1 year
Up $91,568 +9%
$975,528$1,067,095 since Sep 2025
5 years
Up $320,868 +43%
$746,228$1,067,095 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 07738 $5,601 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • 07738$5,601
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 07738 rose 9.4% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Lincroft, NJ — measured over the city limits, which is a different area from this zip.

Typical home value $1,067,095 as of Sep 2026
+9.4%year on year

Typical home value — 07738

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 07738 $1,067,095 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 07738$1,067,095
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 86 zips in range — sorting picks from all 86.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.0 07701 Red Bank 24,376 $3,256 $727,335
3.5 07733 Holmdel 17,166 $3,867 $1,116,759
3.7 07702 Shrewsbury 4,179 — $1,016,154
3.9 07748 Middletown 28,633 $3,212 $794,776
4.0 07724 Eatontown 24,016 $2,419 $710,740
4.1 07722 Colts Neck 9,990 — $1,359,202
4.9 07704 Fair Haven 6,170 — $1,641,068
5.0 07739 Little Silver 6,105 — $1,197,283
5.9 07737 Leonardo 3,945 — $675,294
6.0 07757 Oceanport 6,195 — $956,264
6.1 07718 Belford 6,658 — $642,787
6.5 07730 Hazlet 17,534 $2,997 $631,413
6.5 07758 Port Monmouth 4,076 — $634,033
6.6 07716 Atlantic Highlands 8,893 $2,889 $861,238
6.6 07746 Marlboro 18,476 — $904,286
6.8 07764 West Long Branch 8,586 — $999,921
6.9 07760 Rumson 9,692 $6,712 $1,921,405
7.0 07751 Morganville 21,109 $3,474 $886,302
7.2 07734 Keansburg 12,925 $2,387 $424,602
7.4 07712 Asbury Park 40,194 $2,863 $766,489
7.5 07750 Monmouth Beach 3,207 $3,206 $1,168,212
7.6 07755 Oakhurst 5,613 $2,833 $1,090,801
7.8 07740 Long Branch 32,917 $2,678 $823,452
8.1 07735 Keyport 19,159 $2,742 $517,793
8.3 07747 Matawan 32,330 $2,711 $657,733
8.7 07721 Cliffwood 4,277 — $520,189
9.1 07723 Deal 884 — $4,522,359
9.3 07753 Neptune 37,297 $2,915 $600,823
9.5 07711 Allenhurst 1,641 $2,950 $2,509,836
9.5 07727 Farmingdale 7,787 — $831,862

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.