Zip lookup · NJ

07740
Long Branch, New Jersey.

Long Branch, Monmouth County, NJ · New York-Newark-Jersey City, NY-NJ-PA metro · population 32,917

What it costs per month · 07740 $4,322/mo

to buy the typical home at today's mortgage rate — +$2,645 (+158%) since Jan 2020.

What the home itself did
1 year
Up $65,330 +9%
$758,123$823,452 since Sep 2025
5 years
Up $232,918 +39%
$590,534$823,452 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 07740 $4,322 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 07740$4,322
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 07740 rose 8.6% over the past year — faster than the nation's +1.2%.

Asking rents in zip 07740 rose 4.1% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 07740 runs $3,658/mo more than renting one — the widest that gap has been in this data.

That is $6,336 a month against $2,678 rent: a $4,322 mortgage payment, plus $1,132 property tax and $882 insurance & upkeep.

Owning vs renting — zip 07740

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $4,000 $6,000 2022 2023 2024 2025 2026 Owning all in $6,336 Renting $2,678 Mortgage only $4,322
$2,000 $4,000 $6,000 2022 2024 2026
  • Owning all in$6,336
  • Renting$2,678
  • Mortgage only$4,322

Property tax · $1,132/mo 1.65% of value a year — the ACS 2020-2024 median bill over the median home value for Monmouth County, NJ

Insurance & upkeep · $882/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Long Branch, NJ — measured over the city limits, which is a different area from this zip.

Asking rent $2,678 as of Sep 2026
+4.1%year on year
Typical home value $823,452 as of Sep 2026
+8.6%year on year

Asking rent — 07740

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$2,000 $2,500 $3,000 $3,500 2022 2023 2024 2025 2026 07740 $2,678 New York $3,546 United States $1,932
$2,000 $2,500 $3,000 $3,500 2022 2024 2026
  • 07740$2,678
  • New York$3,546
  • United States$1,932

Typical home value — 07740

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 07740 $823,452 New York $730,949 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 07740$823,452
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 55 zips in range — sorting picks from all 55.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.5 07764 West Long Branch 8,586 — $999,921
2.0 07757 Oceanport 6,195 — $956,264
2.8 07755 Oakhurst 5,613 $2,833 $1,090,801
2.8 07750 Monmouth Beach 3,207 $3,206 $1,168,212
3.2 07723 Deal 884 — $4,522,359
3.6 07739 Little Silver 6,105 — $1,197,283
4.1 07711 Allenhurst 1,641 $2,950 $2,509,836
4.1 07702 Shrewsbury 4,179 — $1,016,154
4.4 07724 Eatontown 24,016 $2,419 $710,740
4.7 07712 Asbury Park 40,194 $2,863 $766,489
5.2 07704 Fair Haven 6,170 — $1,641,068
5.2 07760 Rumson 9,692 $6,712 $1,921,405
5.9 07756 Ocean Grove 3,092 $2,187 $935,006
6.4 07701 Red Bank 24,376 $3,256 $727,335
6.6 07720 Bradley Beach 4,158 $2,372 $1,131,002
7.2 07753 Neptune 37,297 $2,915 $600,823
7.3 07717 Avon By The Sea 2,030 $2,500 $1,896,037
7.7 07716 Atlantic Highlands 8,893 $2,889 $861,238
7.8 07738 Lincroft 6,939 — $1,067,095
8.7 07737 Leonardo 3,945 — $675,294
9.3 07722 Colts Neck 9,990 — $1,359,202
9.4 07732 Highlands 4,527 $2,181 $607,327
9.5 07748 Middletown 28,633 $3,212 $794,776
9.8 07719 Belmar 22,138 $2,964 $839,914
9.9 07718 Belford 6,658 — $642,787
10.1 07762 Spring Lake 8,262 $3,118 $1,502,962
10.9 07727 Farmingdale 7,787 — $831,862
11.0 07758 Port Monmouth 4,076 — $634,033
11.0 07733 Holmdel 17,166 $3,867 $1,116,759
11.5 08750 Sea Girt 3,483 — $2,606,095

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.