Zip lookup · NJ

07974
New Providence, New Jersey.

New Providence, Union County, NJ · New York-Newark-Jersey City, NY-NJ-PA metro · population 13,349

What it costs per month · 07974 $5,274/mo

to buy the typical home at today's mortgage rate — +$3,001 (+132%) since Jan 2020.

What the home itself did
1 year
Up $79,990 +9%
$924,744$1,004,734 since Sep 2025
5 years
Up $302,438 +43%
$702,296$1,004,734 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 07974 $5,274 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • 07974$5,274
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 07974 rose 8.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: New Providence, NJ — measured over the city limits, which is a different area from this zip.

Asking rent $3,198 as of Sep 2026
Typical home value $1,004,734 as of Sep 2026
+8.6%year on year

Asking rent — 07974

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$2,000 $2,500 $3,000 $3,500 2026 07974 $3,198 New York $3,546 United States $1,932
$2,000 $2,500 $3,000 $3,500 2026
  • 07974$3,198
  • New York$3,546
  • United States$1,932

Typical home value — 07974

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 07974 $1,004,734 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 07974$1,004,734
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 184 zips in range — sorting picks from all 184.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.0 07922 Berkeley Heights 12,195 $3,336 $937,843
2.1 07928 Chatham 19,974 $3,106 $1,369,976
2.3 07901 Summit 24,314 $2,977 $1,400,982
2.5 07092 Mountainside 7,049 — $1,048,067
3.3 07933 Gillette 2,995 — $769,592
3.8 07935 Green Village 584 — $1,093,067
3.9 07023 Fanwood 7,799 — $802,498
4.1 07081 Springfield 17,171 $2,617 $700,286
4.2 07069 Watchung 6,623 $2,540 $1,079,625
4.4 07976 New Vernon 389 — $2,117,912
4.4 07940 Madison 17,610 $3,423 $1,061,502
4.4 07090 Westfield 31,111 $2,973 $1,305,612
4.5 07062 Plainfield 15,399 $2,307 $496,751
4.7 07076 Scotch Plains 24,843 $2,923 $837,431
5.0 07980 Stirling 2,675 — $755,250
5.0 07078 Short Hills 14,613 $7,342 $2,379,910
5.3 07027 Garwood 4,885 — $677,525
5.5 07932 Florham Park 11,977 $3,724 $1,050,627
5.7 07041 Millburn 7,532 $3,196 $1,304,113
5.7 07060 Plainfield 48,363 $2,150 $526,822
5.8 07946 Millington 2,982 — $908,585
5.9 07016 Cranford 24,074 $3,119 $773,488
6.1 07033 Kenilworth 8,401 — $625,327
6.4 07088 Vauxhall 2,901 — $465,238
6.7 07063 Plainfield 14,235 — $489,848
7.0 07083 Union 58,170 $2,586 $576,973
7.1 07066 Clark 15,622 $2,350 $717,896
7.2 07039 Livingston 31,488 $4,260 $1,092,365
7.3 07040 Maplewood 25,613 $2,875 $960,088
7.4 07059 Warren 16,811 $3,328 $1,134,887

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.