Zip lookup · NJ

08638
Ewing, New Jersey.

Ewing, Mercer County, NJ · Trenton-Princeton, NJ metro · population 22,816

What it costs per month · 08638 $1,607/mo

to buy the typical home at today's mortgage rate — +$930 (+137%) since Jan 2020.

What the home itself did
1 year
Down $10,587 -3%
$316,775$306,188 since Sep 2025
5 years
Up $65,258 +27%
$240,930$306,188 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 08638 $1,607 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 08638$1,607
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 08638 fell 3.3% over the past year — slower than the nation's +1.2%.

Asking rents in zip 08638 rose 1.7% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 08638 runs $347/mo more than renting one. The gap peaked at $600 in Apr 2025.

That is $2,537 a month against $2,190 rent: a $1,607 mortgage payment, plus $602 property tax and $328 insurance & upkeep.

Owning vs renting — zip 08638

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 2025 2026 Owning all in $2,537 Renting $2,190 Mortgage only $1,607
$1,500 $2,000 $2,500 2025 2026
  • Owning all in$2,537
  • Renting$2,190
  • Mortgage only$1,607

Property tax · $602/mo 2.36% of value a year — the ACS 2020-2024 median bill over the median home value for Mercer County, NJ

Insurance & upkeep · $328/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Ewing, NJ — measured over the city limits, which is a different area from this zip.

Asking rent $2,190 as of Sep 2026
+1.7%year on year
Typical home value $306,188 as of Sep 2026
-3.3%year on year

Asking rent — 08638

Against the Trenton-Princeton, NJ metro and the national benchmark.

$1,800 $2,000 $2,200 $2,400 2025 2026 08638 $2,190 Trenton $2,523 United States $1,932
$1,800 $2,000 $2,200 $2,400 2025 2026
  • 08638$2,190
  • Trenton$2,523
  • United States$1,932

Typical home value — 08638

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 08638 $306,188 Trenton $439,977 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 08638$306,188
  • Trenton$439,977
  • United States$366,157

Within 20 miles

Showing 30 of 86 zips in range — sorting picks from all 86.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
1.4 08618 Trenton 35,634 $2,061 $268,656
2.3 08609 Trenton 15,938 $1,922 $207,453
2.5 08608 Trenton 1,250 $1,300 —
2.9 08629 Trenton 13,013 $2,068 $257,582
2.9 08648 Lawrence Township 31,323 $2,572 $465,994
3.3 08628 Trenton 9,831 $2,361 $422,996
3.6 08619 Trenton 24,089 $2,437 $429,266
4.6 08611 Trenton 31,995 $1,955 $194,218
4.8 19067 Morrisville 53,885 $2,530 $597,934
4.9 08610 Trenton 33,465 $1,905 $349,059
5.4 08534 Pennington 13,272 $3,020 $669,660
5.7 08690 Trenton 18,841 $2,061 $485,288
6.3 19030 Fairless Hills 12,305 — $430,702
6.5 18977 Washington Crossing 4,569 — $855,231
6.6 08560 Titusville 3,245 — $657,868
6.6 19054 Levittown 17,518 $1,645 $406,481
7.7 08550 Princeton Junction 21,067 $3,643 $1,010,479
8.3 19055 Levittown 13,833 — $379,549
8.5 08620 Trenton 11,621 — $460,318
8.7 08542 Princeton 2,533 $3,327 $898,217
9.2 08691 Robbinsville 16,607 $2,539 $633,353
9.3 19047 Langhorne 34,563 $2,453 $566,599
9.4 08540 Princeton 50,388 $3,341 $963,053
9.4 19057 Levittown 17,925 $2,312 $377,635
9.7 08554 Roebling 3,527 — $301,149
9.7 19056 Levittown 15,960 $1,762 $445,185
9.8 08525 Hopewell 4,522 — $659,411
9.8 18940 Newtown 29,626 $3,000 $742,058
9.9 08518 Florence 6,508 — $335,989
10.5 08505 Bordentown 19,142 $2,379 $459,664

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.