Zip lookup · NJ

08740
Ocean Gate, New Jersey.

Ocean Gate, Ocean County, NJ · New York-Newark-Jersey City, NY-NJ-PA metro · population 1,599

What it costs per month · 08740 $2,383/mo

to buy the typical home at today's mortgage rate — +$1,536 (+181%) since Jan 2020.

What the home itself did
1 year
Up $20,419 +5%
$433,645$454,064 since Sep 2025
5 years
Up $140,802 +45%
$313,262$454,064 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 08740 $2,383 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 08740$2,383
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 08740 rose 4.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Ocean Gate, NJ — measured over the city limits, which is a different area from this zip.

Typical home value $454,064 as of Sep 2026
+4.7%year on year

Typical home value — 08740

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 08740 $454,064 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 08740$454,064
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 36 zips in range — sorting picks from all 36.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.2 08732 Island Heights 1,558 — $666,824
2.1 08741 Pine Beach 2,709 — $586,358
2.8 08751 Seaside Heights 4,185 $2,123 $736,350
3.4 08721 Bayville 22,783 $2,875 $540,684
3.7 08753 Toms River 65,448 $2,735 $543,614
3.9 08722 Beachwood 11,088 — $471,734
4.4 08735 Lavallette 3,451 $2,067 $1,215,597
5.0 08734 Lanoka Harbor 7,879 — $578,199
5.6 08752 Seaside Park 2,338 $2,094 $888,335
7.2 08738 Mantoloking 1,381 $3,550 $2,229,616
7.2 08757 Toms River 36,087 $2,794 $346,081
7.5 08755 Toms River 29,670 $3,467 $528,150
7.6 08723 Brick 32,141 $2,853 $521,147
10.0 08731 Forked River 21,629 $2,800 $508,162
10.9 08701 Lakewood 139,149 $2,288 $591,112
11.0 08742 Point Pleasant Beach 25,732 $2,930 $886,949
11.1 08724 Brick 42,345 $2,542 $521,117
11.4 08758 Waretown 7,868 $2,419 $559,858
12.3 08006 Barnegat Light 500 — $1,737,364
12.4 08759 Manchester Township 34,237 $2,610 $274,436
12.5 08730 Brielle 4,956 — $1,334,722
13.5 08736 Manasquan 13,223 $2,828 $1,240,985
14.5 08733 Lakehurst 2,816 — $371,193
14.6 08720 Allenwood 735 — $1,021,517
14.8 08750 Sea Girt 3,483 — $2,606,095
15.3 08005 Barnegat 26,866 — $508,391
15.7 07731 Howell 40,322 $3,171 $668,372
16.2 07762 Spring Lake 8,262 $3,118 $1,502,962
16.7 07719 Belmar 22,138 $2,964 $839,914
16.9 08527 Jackson 58,991 $3,281 $638,995

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.