Zip lookup · NY

10003
New York, New York.

New York, New York County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 53,560

What it costs per month · 10003 $7,645/mo

to buy the typical home at today's mortgage rate — +$1,590 (+26%) since Jan 2020.

What the home itself did
1 year
Up $78,640 +6%
$1,377,837$1,456,477 since Sep 2025
5 years
Down $268,709 -16%
$1,725,185$1,456,477 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 $8,000 2002 2006 2010 2014 2018 2022 2026 10003 $7,645 United States $1,922
$2,000 $4,000 $6,000 $8,000 2002 2010 2018 2026
  • 10003$7,645
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 10003 rose 5.7% over the past year — faster than the nation's +1.2%.

Asking rents in zip 10003 rose 7.2% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 10003 runs $5,088/mo more than renting one. The gap peaked at $8,097 in Oct 2022.

That is $10,317 a month against $5,229 rent: a $7,645 mortgage payment, plus $1,113 property tax and $1,559 insurance & upkeep.

Owning vs renting — zip 10003

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 $10,000 $12,500 2018 2020 2022 2024 2026 Owning all in $10,317 Renting $5,229 Mortgage only $7,645
$2,500 $5,000 $7,500 $10,000 $12,500 2018 2022 2026
  • Owning all in$10,317
  • Renting$5,229
  • Mortgage only$7,645

Property tax · $1,113/mo 0.92% of value a year — the ACS 2020-2024 median bill over the median home value for New York County, NY

Insurance & upkeep · $1,559/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: New York, NY — measured over the city limits, which is a different area from this zip.

Asking rent $5,229 as of Sep 2026
+7.2%year on year
Typical home value $1,456,477 as of Sep 2026
+5.7%year on year

Asking rent — 10003

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$2,000 $3,000 $4,000 $5,000 2018 2020 2022 2024 2026 10003 $5,229 New York $3,546 United States $1,932
$2,000 $3,000 $4,000 $5,000 2018 2022 2026
  • 10003$5,229
  • New York$3,546
  • United States$1,932

Typical home value — 10003

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 2018 2020 2022 2024 2026 10003 $1,456,477 New York $730,949 United States $366,157
$500,000 $1,000,000 $1,500,000 2018 2022 2026
  • 10003$1,456,477
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 370 zips in range — sorting picks from all 370.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
0.6 10010 New York 30,702 $5,286 $1,315,653
0.6 10012 New York 21,426 $5,287 $3,005,394
0.7 10009 New York 60,209 $4,826 $1,076,097
0.9 10014 New York 29,230 $6,017 $1,907,038
0.9 10011 New York 48,277 $5,837 $1,685,016
1.1 10016 New York 52,971 $5,144 $952,985
1.1 10002 New York 76,873 $4,797 $976,229
1.2 10013 New York 27,219 $6,742 $3,742,343
1.4 10001 New York 30,511 $5,592 $1,766,952
1.6 10007 New York 7,406 $8,183 $3,147,817
1.6 10018 New York 8,559 $5,210 $1,357,569
1.7 10017 New York 15,297 $4,489 $771,752
1.7 10282 New York 5,887 $7,316 $2,222,985
1.7 10038 New York 22,235 $5,048 —
1.9 10036 New York 31,036 $4,739 $986,566
2.0 11109 Long Island City 7,948 $4,490 —
2.0 11249 Brooklyn 47,728 $5,792 $1,535,012
2.0 10006 New York 4,096 $4,812 $1,028,834
2.0 10005 New York 9,439 $4,739 $1,104,527
2.1 10280 New York 8,933 $4,989 $793,913
2.2 10022 New York 34,049 $5,053 $1,153,492
2.2 11222 Brooklyn 42,853 $4,836 $1,516,898
2.2 07030 Hoboken 58,668 $4,005 $893,531
2.3 07311 Jersey City 1,714 $4,810 —
2.4 07310 Jersey City 16,015 $4,429 $933,036
2.4 10019 New York 44,942 $4,850 $1,201,196
2.6 11201 Brooklyn 70,674 $4,717 $1,402,838
2.6 11211 Brooklyn 65,314 $4,935 $1,435,890
2.6 10065 New York 30,808 $5,067 $1,710,933
2.7 11205 Brooklyn 51,676 $4,062 $1,052,433

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.