Zip lookup · NY

10016
New York, New York.

New York, New York County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 52,971

What it costs per month · 10016 $5,002/mo

to buy the typical home at today's mortgage rate — +$1,147 (+30%) since Jan 2020.

What the home itself did
1 year
Up $8,616 +1%
$944,370$952,985 since Sep 2025
5 years
Down $44,016 -4%
$997,001$952,985 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 10016 $5,002 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • 10016$5,002
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 10016 rose 0.9% over the past year — slower than the nation's +1.2%.

Asking rents in zip 10016 rose 5.2% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 10016 runs $1,606/mo more than renting one. The gap peaked at $3,143 in Nov 2018.

That is $6,751 a month against $5,144 rent: a $5,002 mortgage payment, plus $728 property tax and $1,020 insurance & upkeep.

Owning vs renting — zip 10016

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$3,000 $4,000 $5,000 $6,000 $7,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $6,751 Renting $5,144 Mortgage only $5,002
$3,000 $4,000 $5,000 $6,000 $7,000 2018 2022 2026
  • Owning all in$6,751
  • Renting$5,144
  • Mortgage only$5,002

Property tax · $728/mo 0.92% of value a year — the ACS 2020-2024 median bill over the median home value for New York County, NY

Insurance & upkeep · $1,020/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: New York, NY — measured over the city limits, which is a different area from this zip.

Asking rent $5,144 as of Sep 2026
+5.2%year on year
Typical home value $952,985 as of Sep 2026
+0.9%year on year

Asking rent — 10016

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$2,000 $3,000 $4,000 $5,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 10016 $5,144 New York $3,546 United States $1,932
$2,000 $3,000 $4,000 $5,000 2018 2022 2026
  • 10016$5,144
  • New York$3,546
  • United States$1,932

Typical home value — 10016

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 10016 $952,985 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 10016$952,985
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 375 zips in range — sorting picks from all 375.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
0.5 10010 New York 30,702 $5,286 $1,315,653
0.6 10017 New York 15,297 $4,489 $771,752
1.0 10018 New York 8,559 $5,210 $1,357,569
1.1 10022 New York 34,049 $5,053 $1,153,492
1.1 10001 New York 30,511 $5,592 $1,766,952
1.1 10003 New York 53,560 $5,229 $1,456,477
1.1 11109 Long Island City 7,948 $4,490 —
1.2 10011 New York 48,277 $5,837 $1,685,016
1.2 10036 New York 31,036 $4,739 $986,566
1.3 10009 New York 60,209 $4,826 $1,076,097
1.5 10019 New York 44,942 $4,850 $1,201,196
1.6 10065 New York 30,808 $5,067 $1,710,933
1.7 10014 New York 29,230 $6,017 $1,907,038
1.7 10012 New York 21,426 $5,287 $3,005,394
1.9 10044 New York 11,520 $4,133 $916,865
2.0 11222 Brooklyn 42,853 $4,836 $1,516,898
2.0 10021 New York 39,868 $4,229 $1,503,520
2.0 10023 New York 69,455 $4,890 $1,444,233
2.0 11101 Long Island City 42,219 $4,347 $1,152,286
2.1 10002 New York 76,873 $4,797 $976,229
2.2 10013 New York 27,219 $6,742 $3,742,343
2.2 10162 New York 1,603 $7,562 —
2.3 10075 New York 21,897 $4,004 $1,210,855
2.3 10069 New York 6,509 $6,042 $1,954,279
2.5 11249 Brooklyn 47,728 $5,792 $1,535,012
2.5 10028 New York 49,077 $3,968 $1,506,764
2.6 07086 Weehawken 17,295 $3,864 $871,270
2.6 07030 Hoboken 58,668 $4,005 $893,531
2.7 10007 New York 7,406 $8,183 $3,147,817
2.7 11106 Astoria 40,930 $3,318 $681,116

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.