Zip lookup · NY

10030
New York, New York.

New York, New York County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 29,297

What it costs per month · 10030 $3,693/mo

to buy the typical home at today's mortgage rate — +$1,052 (+40%) since Jan 2020.

What the home itself did
1 year
Down $6,259 -1%
$709,941$703,682 since Sep 2025
5 years
Up $39,436 +6%
$664,246$703,682 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 10030 $3,693 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 10030$3,693
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 60 years.

Typical home values in zip 10030 fell 0.9% over the past year — slower than the nation's +1.2%.

Asking rents in zip 10030 rose 5.4% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 10030 runs $1,913/mo more than renting one. The gap peaked at $2,439 in Feb 2025.

That is $4,985 a month against $3,072 rent: a $3,693 mortgage payment, plus $538 property tax and $753 insurance & upkeep.

Owning vs renting — zip 10030

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2020 2021 2022 2023 2024 2025 2026 Owning all in $4,985 Renting $3,072 Mortgage only $3,693
$2,000 $3,000 $4,000 $5,000 2020 2022 2024 2026
  • Owning all in$4,985
  • Renting$3,072
  • Mortgage only$3,693

Property tax · $538/mo 0.92% of value a year — the ACS 2020-2024 median bill over the median home value for New York County, NY

Insurance & upkeep · $753/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: New York, NY — measured over the city limits, which is a different area from this zip.

Asking rent $3,072 as of Sep 2026
+5.4%year on year
Typical home value $703,682 as of Sep 2026
-0.9%year on year

Asking rent — 10030

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 $3,500 2020 2021 2022 2023 2024 2025 2026 10030 $3,072 New York $3,546 United States $1,932
$1,500 $2,000 $2,500 $3,000 $3,500 2020 2022 2024 2026
  • 10030$3,072
  • New York$3,546
  • United States$1,932

Typical home value — 10030

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 10030 $703,682 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 10030$703,682
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 391 zips in range — sorting picks from all 391.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
0.4 10037 New York 19,031 $2,854 $595,886
0.6 10031 New York 61,058 $3,262 $553,463
0.6 10039 New York 32,492 $3,304 $635,513
0.8 10027 New York 63,885 $3,807 $815,605
1.0 10451 Bronx 50,942 $2,951 $329,729
1.2 10026 New York 37,123 $3,506 $872,825
1.4 10032 New York 55,610 $3,011 $558,733
1.6 10454 Bronx 39,570 $2,937 $820,334
1.7 07020 Edgewater 14,759 $3,633 $702,993
1.7 10452 Bronx 75,682 $2,455 $308,564
1.7 10035 New York 38,862 $3,297 $719,169
1.8 10029 New York 77,447 $3,426 $759,869
1.8 10455 Bronx 44,801 $2,852 $488,540
1.9 10025 New York 93,065 $4,705 $1,144,542
2.0 10456 Bronx 87,533 $2,702 $472,538
2.1 10033 New York 54,838 $3,228 $620,864
2.4 07010 Cliffside Park 25,781 $3,007 $624,490
2.6 10128 New York 57,976 $4,106 $1,232,117
2.7 10459 Bronx 48,270 $3,045 $530,165
2.7 07024 Fort Lee 40,024 $3,792 $591,184
2.7 10024 New York 63,115 $4,649 $1,665,701
2.8 10453 Bronx 76,282 $2,354 $590,228
2.8 10040 New York 40,096 $2,955 $506,402
2.9 10028 New York 49,077 $3,968 $1,506,764
3.0 10457 Bronx 79,543 $2,390 $540,839
3.1 07022 Fairview 15,099 $2,481 $656,249
3.2 10075 New York 21,897 $4,004 $1,210,855
3.3 11105 Astoria 37,936 $3,178 $1,148,705
3.3 11102 Astoria 28,503 $3,378 $732,175
3.4 10162 New York 1,603 $7,562 —

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.