Zip lookup · NY

10034
New York, New York.

New York, New York County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 37,758

What it costs per month · 10034 $2,444/mo

to buy the typical home at today's mortgage rate — +$403 (+20%) since Jan 2020.

What the home itself did
1 year
Down $20,743 -4%
$486,394$465,651 since Sep 2025
5 years
Down $108,730 -19%
$574,381$465,651 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 10034 $2,444 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 10034$2,444
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 10034 fell 4.3% over the past year — slower than the nation's +1.2%.

Asking rents in zip 10034 rose 5.1% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 10034 runs $689/mo more than renting one. The gap peaked at $1,895 in Oct 2022.

That is $3,298 a month against $2,610 rent: a $2,444 mortgage payment, plus $356 property tax and $499 insurance & upkeep.

Owning vs renting — zip 10034

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 2018 2020 2022 2024 2026 Owning all in $3,298 Renting $2,610 Mortgage only $2,444
$2,000 $3,000 $4,000 2018 2022 2026
  • Owning all in$3,298
  • Renting$2,610
  • Mortgage only$2,444

Property tax · $356/mo 0.92% of value a year — the ACS 2020-2024 median bill over the median home value for New York County, NY

Insurance & upkeep · $499/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: New York, NY — measured over the city limits, which is a different area from this zip.

Asking rent $2,610 as of Sep 2026
+5.1%year on year
Typical home value $465,651 as of Sep 2026
-4.3%year on year

Asking rent — 10034

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 $3,500 2018 2020 2022 2024 2026 10034 $2,610 New York $3,546 United States $1,932
$1,500 $2,000 $2,500 $3,000 $3,500 2018 2022 2026
  • 10034$2,610
  • New York$3,546
  • United States$1,932

Typical home value — 10034

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 10034 $465,651 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 10034$465,651
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 380 zips in range — sorting picks from all 380.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
0.7 10040 New York 40,096 $2,955 $506,402
1.2 10453 Bronx 76,282 $2,354 $590,228
1.2 10468 Bronx 75,557 $2,171 $270,238
1.5 10033 New York 54,838 $3,228 $620,864
1.6 07632 Englewood Cliffs 5,362 — $1,804,487
1.9 10463 Bronx 69,470 $3,292 $367,757
2.0 10458 Bronx 74,898 $2,969 $457,948
2.0 10457 Bronx 79,543 $2,390 $540,839
2.1 10452 Bronx 75,682 $2,455 $308,564
2.2 10032 New York 55,610 $3,011 $558,733
2.4 10471 Bronx 23,798 $3,216 $424,666
2.7 10456 Bronx 87,533 $2,702 $472,538
2.7 07024 Fort Lee 40,024 $3,792 $591,184
2.7 10467 Bronx 96,421 $2,362 $431,376
2.9 10460 Bronx 59,396 $2,775 $531,483
2.9 10039 New York 32,492 $3,304 $635,513
3.1 07631 Englewood 29,638 $2,999 $622,716
3.2 10451 Bronx 50,942 $2,951 $329,729
3.3 10031 New York 61,058 $3,262 $553,463
3.3 10459 Bronx 48,270 $3,045 $530,165
3.5 07605 Leonia 9,379 — $860,469
3.5 10470 Bronx 16,004 — $667,021
3.5 10030 New York 29,297 $3,072 $703,682
3.7 10455 Bronx 44,801 $2,852 $488,540
3.8 10462 Bronx 76,320 $2,563 $261,095
3.8 07670 Tenafly 15,319 $4,608 $1,320,640
3.8 10037 New York 19,031 $2,854 $595,886
3.9 10472 Bronx 64,011 $2,824 $703,303
4.0 10705 Yonkers 38,887 $2,746 $708,540
4.0 07020 Edgewater 14,759 $3,633 $702,993

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.