Zip lookup · NY

10035
New York, New York.

New York, New York County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 38,862

What it costs per month · 10035 $3,775/mo

to buy the typical home at today's mortgage rate — $707 (-16%) since Jan 2020.

What the home itself did
1 year
Down $1,514 -0%
$720,682$719,169 since Sep 2025
5 years
Down $170,267 -19%
$889,436$719,169 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 10035 $3,775 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • 10035$3,775
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 10035 fell 0.2% over the past year — slower than the nation's +1.2%.

Asking rents in zip 10035 rose 6.5% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 10035 runs $1,797/mo more than renting one. The gap peaked at $5,403 in Jun 2018.

That is $5,094 a month against $3,297 rent: a $3,775 mortgage payment, plus $550 property tax and $770 insurance & upkeep.

Owning vs renting — zip 10035

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $4,000 $6,000 $8,000 2018 2020 2022 2024 2026 Owning all in $5,094 Renting $3,297 Mortgage only $3,775
$2,000 $4,000 $6,000 $8,000 2018 2022 2026
  • Owning all in$5,094
  • Renting$3,297
  • Mortgage only$3,775

Property tax · $550/mo 0.92% of value a year — the ACS 2020-2024 median bill over the median home value for New York County, NY

Insurance & upkeep · $770/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: New York, NY — measured over the city limits, which is a different area from this zip.

Asking rent $3,297 as of Sep 2026
+6.5%year on year
Typical home value $719,169 as of Sep 2026
-0.2%year on year

Asking rent — 10035

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 $3,500 2018 2020 2022 2024 2026 10035 $3,297 New York $3,546 United States $1,932
$1,500 $2,000 $2,500 $3,000 $3,500 2018 2022 2026
  • 10035$3,297
  • New York$3,546
  • United States$1,932

Typical home value — 10035

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2020 2022 2024 2026 10035 $719,169 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • 10035$719,169
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 385 zips in range — sorting picks from all 385.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
1.0 10029 New York 77,447 $3,426 $759,869
1.0 10454 Bronx 39,570 $2,937 $820,334
1.3 10037 New York 19,031 $2,854 $595,886
1.4 10026 New York 37,123 $3,506 $872,825
1.4 10128 New York 57,976 $4,106 $1,232,117
1.7 11102 Astoria 28,503 $3,378 $732,175
1.7 11105 Astoria 37,936 $3,178 $1,148,705
1.7 10030 New York 29,297 $3,072 $703,682
1.7 10027 New York 63,885 $3,807 $815,605
1.7 10455 Bronx 44,801 $2,852 $488,540
1.8 10451 Bronx 50,942 $2,951 $329,729
1.8 10028 New York 49,077 $3,968 $1,506,764
2.0 10025 New York 93,065 $4,705 $1,144,542
2.1 10075 New York 21,897 $4,004 $1,210,855
2.1 10162 New York 1,603 $7,562 —
2.2 10039 New York 32,492 $3,304 $635,513
2.3 10024 New York 63,115 $4,649 $1,665,701
2.3 10031 New York 61,058 $3,262 $553,463
2.3 11106 Astoria 40,930 $3,318 $681,116
2.3 10021 New York 39,868 $4,229 $1,503,520
2.4 11103 Astoria 35,163 $3,268 $1,041,759
2.5 10044 New York 11,520 $4,133 $916,865
2.6 11370 East Elmhurst 30,267 $2,897 $800,619
2.7 10456 Bronx 87,533 $2,702 $472,538
2.8 10065 New York 30,808 $5,067 $1,710,933
2.8 10459 Bronx 48,270 $3,045 $530,165
2.9 10023 New York 69,455 $4,890 $1,444,233
2.9 10452 Bronx 75,682 $2,455 $308,564
3.0 07020 Edgewater 14,759 $3,633 $702,993
3.1 10032 New York 55,610 $3,011 $558,733

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.