Zip lookup · NY

10075
New York, New York.

New York, New York County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 21,897

What it costs per month · 10075 $6,355/mo

to buy the typical home at today's mortgage rate — +$1,235 (+24%) since Jan 2020.

What the home itself did
1 year
Up $47,916 +4%
$1,162,939$1,210,855 since Sep 2025
5 years
Down $217,769 -15%
$1,428,624$1,210,855 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 $8,000 2002 2006 2010 2014 2018 2022 2026 10075 $6,355 United States $1,922
$2,000 $4,000 $6,000 $8,000 2002 2010 2018 2026
  • 10075$6,355
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 10075 rose 4.1% over the past year — faster than the nation's +1.2%.

Asking rents in zip 10075 rose 6.3% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 10075 runs $4,574/mo more than renting one. The gap peaked at $6,969 in Oct 2018.

That is $8,577 a month against $4,004 rent: a $6,355 mortgage payment, plus $925 property tax and $1,296 insurance & upkeep.

Owning vs renting — zip 10075

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 $10,000 2018 2020 2022 2024 2026 Owning all in $8,577 Renting $4,004 Mortgage only $6,355
$2,500 $5,000 $7,500 $10,000 2018 2022 2026
  • Owning all in$8,577
  • Renting$4,004
  • Mortgage only$6,355

Property tax · $925/mo 0.92% of value a year — the ACS 2020-2024 median bill over the median home value for New York County, NY

Insurance & upkeep · $1,296/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: New York, NY — measured over the city limits, which is a different area from this zip.

Asking rent $4,004 as of Sep 2026
+6.3%year on year
Typical home value $1,210,855 as of Sep 2026
+4.1%year on year

Asking rent — 10075

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$2,000 $3,000 $4,000 2018 2020 2022 2024 2026 10075 $4,004 New York $3,546 United States $1,932
$2,000 $3,000 $4,000 2018 2022 2026
  • 10075$4,004
  • New York$3,546
  • United States$1,932

Typical home value — 10075

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 2018 2020 2022 2024 2026 10075 $1,210,855 New York $730,949 United States $366,157
$500,000 $1,000,000 $1,500,000 2018 2022 2026
  • 10075$1,210,855
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 385 zips in range — sorting picks from all 385.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
0.3 10028 New York 49,077 $3,968 $1,506,764
0.3 10021 New York 39,868 $4,229 $1,503,520
0.4 10162 New York 1,603 $7,562 —
0.6 10128 New York 57,976 $4,106 $1,232,117
0.7 10065 New York 30,808 $5,067 $1,710,933
0.9 10044 New York 11,520 $4,133 $916,865
1.1 10024 New York 63,115 $4,649 $1,665,701
1.2 10023 New York 69,455 $4,890 $1,444,233
1.2 10022 New York 34,049 $5,053 $1,153,492
1.4 10029 New York 77,447 $3,426 $759,869
1.5 11106 Astoria 40,930 $3,318 $681,116
1.6 11102 Astoria 28,503 $3,378 $732,175
1.6 10019 New York 44,942 $4,850 $1,201,196
1.7 10017 New York 15,297 $4,489 $771,752
1.7 10069 New York 6,509 $6,042 $1,954,279
1.8 10025 New York 93,065 $4,705 $1,144,542
1.9 11109 Long Island City 7,948 $4,490 —
2.0 10036 New York 31,036 $4,739 $986,566
2.0 11101 Long Island City 42,219 $4,347 $1,152,286
2.1 10026 New York 37,123 $3,506 $872,825
2.1 10035 New York 38,862 $3,297 $719,169
2.3 10016 New York 52,971 $5,144 $952,985
2.3 10018 New York 8,559 $5,210 $1,357,569
2.4 11103 Astoria 35,163 $3,268 $1,041,759
2.6 11105 Astoria 37,936 $3,178 $1,148,705
2.7 10001 New York 30,511 $5,592 $1,766,952
2.7 10027 New York 63,885 $3,807 $815,605
2.7 11104 Sunnyside 26,132 $2,903 $538,201
2.7 10010 New York 30,702 $5,286 $1,315,653
2.9 07093 West New York 63,758 $2,522 $433,809

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.