Zip lookup · NY

10451
New York, New York.

New York, Bronx County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 50,942

What it costs per month · 10451 $1,731/mo

to buy the typical home at today's mortgage rate — $58 (-3%) since Jul 2023.

What the home itself did
1 year
Down $1,845 -1%
$331,574$329,729 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 10451 $1,731 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 10451$1,731
  • United States$1,922

Typical home values in zip 10451 fell 0.6% over the past year — slower than the nation's +1.2%.

Asking rents in zip 10451 rose 6.3% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 10451 runs $584/mo less than renting one. The gap peaked at $754 in Dec 2024.

That is $2,366 a month against $2,951 rent: a $1,731 mortgage payment, plus $283 property tax and $353 insurance & upkeep.

Owning vs renting — zip 10451

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 2023 2024 2025 2026 Owning all in $2,366 Renting $2,951 Mortgage only $1,731
$1,500 $2,000 $2,500 $3,000 2023 2024 2025 2026
  • Owning all in$2,366
  • Renting$2,951
  • Mortgage only$1,731

Property tax · $283/mo 1.03% of value a year — the ACS 2020-2024 median bill over the median home value for Bronx County, NY

Insurance & upkeep · $353/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: New York, NY — measured over the city limits, which is a different area from this zip.

Asking rent $2,951 as of Sep 2026
+6.3%year on year
Typical home value $329,729 as of Sep 2026
-0.6%year on year

Asking rent — 10451

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$2,000 $2,500 $3,000 $3,500 2023 2024 2025 2026 10451 $2,951 New York $3,546 United States $1,932
$2,000 $2,500 $3,000 $3,500 2023 2024 2025 2026
  • 10451$2,951
  • New York$3,546
  • United States$1,932

Typical home value — 10451

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 $600,000 $700,000 2023 2024 2025 2026 10451 $329,729 New York $730,949 United States $366,157
$300,000 $400,000 $500,000 $600,000 $700,000 2023 2024 2025 2026
  • 10451$329,729
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 387 zips in range — sorting picks from all 387.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
0.8 10039 New York 32,492 $3,304 $635,513
0.9 10455 Bronx 44,801 $2,852 $488,540
0.9 10037 New York 19,031 $2,854 $595,886
1.0 10030 New York 29,297 $3,072 $703,682
1.1 10456 Bronx 87,533 $2,702 $472,538
1.1 10454 Bronx 39,570 $2,937 $820,334
1.2 10452 Bronx 75,682 $2,455 $308,564
1.4 10031 New York 61,058 $3,262 $553,463
1.6 10032 New York 55,610 $3,011 $558,733
1.6 10459 Bronx 48,270 $3,045 $530,165
1.7 10027 New York 63,885 $3,807 $815,605
1.8 10035 New York 38,862 $3,297 $719,169
1.9 10033 New York 54,838 $3,228 $620,864
2.0 10026 New York 37,123 $3,506 $872,825
2.2 10457 Bronx 79,543 $2,390 $540,839
2.2 10453 Bronx 76,282 $2,354 $590,228
2.3 10029 New York 77,447 $3,426 $759,869
2.6 10040 New York 40,096 $2,955 $506,402
2.6 07020 Edgewater 14,759 $3,633 $702,993
2.8 10460 Bronx 59,396 $2,775 $531,483
2.8 10025 New York 93,065 $4,705 $1,144,542
2.9 10472 Bronx 64,011 $2,824 $703,303
3.0 11105 Astoria 37,936 $3,178 $1,148,705
3.1 10128 New York 57,976 $4,106 $1,232,117
3.2 10034 New York 37,758 $2,610 $465,651
3.2 07024 Fort Lee 40,024 $3,792 $591,184
3.4 07010 Cliffside Park 25,781 $3,007 $624,490
3.4 10473 Bronx 58,855 $2,967 $552,460
3.4 11102 Astoria 28,503 $3,378 $732,175
3.4 10028 New York 49,077 $3,968 $1,506,764

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.