Zip lookup · NY

10512
Carmel, New York.

Carmel, Putnam County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 24,234

What it costs per month · 10512 $2,702/mo

to buy the typical home at today's mortgage rate — +$1,537 (+132%) since Jan 2020.

What the home itself did
1 year
Up $27,775 +6%
$486,968$514,743 since Sep 2025
5 years
Up $139,706 +37%
$375,037$514,743 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 10512 $2,702 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 10512$2,702
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 10512 rose 5.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Carmel, NY — measured over the city limits, which is a different area from this zip.

Asking rent $2,075 as of Sep 2026
Typical home value $514,743 as of Sep 2026
+5.7%year on year

Asking rent — 10512

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

Not enough data to draw this yet.

Typical home value — 10512

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 10512 $514,743 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 10512$514,743
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 64 zips in range — sorting picks from all 64.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.3 10541 Mahopac 26,361 $2,500 $632,637
6.5 12531 Holmes 2,337 — $541,360
6.6 10509 Brewster 20,046 — $536,712
6.9 12582 Stormville 5,786 — $576,690
7.0 12563 Patterson 7,304 — $482,346
7.3 10579 Putnam Valley 9,019 — $629,513
7.6 10505 Baldwin Place 1,119 — $1,088,045
8.1 10589 Somers 7,604 — $688,061
8.8 12533 Hopewell Junction 27,325 — $596,371
9.2 10578 Purdys 1,780 — $686,736
9.3 10527 Granite Springs 418 — $935,335
9.7 10560 North Salem 4,918 — $840,012
9.9 10516 Cold Spring 5,362 — $743,182
10.0 10588 Shrub Oak 2,783 — $630,760
10.9 10501 Amawalk 1,727 — $870,737
11.0 10526 Goldens Bridge 2,128 — $743,423
11.0 12524 Fishkill 15,026 $2,688 $483,917
11.0 12564 Pawling 7,734 — $520,998
11.8 10547 Mohegan Lake 7,205 $2,699 $609,472
11.8 06812 New Fairfield 13,584 — $597,430
11.8 10537 Lake Peekskill 2,439 — $427,197
11.9 06811 Danbury 31,228 $2,509 $521,628
12.2 10597 Waccabuc 679 — $1,697,695
12.2 10524 Garrison 4,578 — $779,173
12.2 10598 Yorktown Heights 28,821 — $744,363
12.3 12570 Poughquag 6,698 — $568,966
12.4 10536 Katonah 10,669 — $1,146,982
13.0 12508 Beacon 19,566 $2,632 $567,118
13.7 12590 Wappingers Falls 35,712 $2,787 $506,435
14.0 06810 Danbury 55,833 $2,614 $461,541

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.