Zip lookup · NY

10516
Cold Spring, New York.

Cold Spring, Putnam County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 5,362

What it costs per month · 10516 $3,901/mo

to buy the typical home at today's mortgage rate — +$2,156 (+124%) since Jan 2020.

What the home itself did
1 year
Up $35,100 +5%
$708,083$743,182 since Sep 2025
5 years
Up $176,245 +31%
$566,938$743,182 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 10516 $3,901 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 10516$3,901
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 10516 rose 5.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Cold Spring, NY — measured over the city limits, which is a different area from this zip.

Typical home value $743,182 as of Sep 2026
+5.0%year on year

Typical home value — 10516

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 10516 $743,182 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 10516$743,182
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 71 zips in range — sorting picks from all 71.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.0 12508 Beacon 19,566 $2,632 $567,118
5.3 10579 Putnam Valley 9,019 — $629,513
5.4 12524 Fishkill 15,026 $2,688 $483,917
5.6 12520 Cornwall On Hudson 3,081 — $553,968
5.8 10524 Garrison 4,578 — $779,173
7.3 12518 Cornwall 6,114 $1,750 $529,146
8.0 10537 Lake Peekskill 2,439 — $427,197
8.9 12553 New Windsor 27,384 $2,470 $444,203
9.1 10928 Highland Falls 5,071 — $416,899
9.2 12533 Hopewell Junction 27,325 — $596,371
9.3 10588 Shrub Oak 2,783 — $630,760
9.4 10541 Mahopac 26,361 $2,500 $632,637
9.6 12550 Newburgh 55,152 $1,939 $404,552
9.9 12590 Wappingers Falls 35,712 $2,787 $506,435
9.9 10922 Fort Montgomery 1,403 — $468,980
9.9 10512 Carmel 24,234 $2,075 $514,743
10.2 10547 Mohegan Lake 7,205 $2,699 $609,472
11.0 12582 Stormville 5,786 — $576,690
11.1 10505 Baldwin Place 1,119 — $1,088,045
11.3 12577 Salisbury Mills 1,942 — $562,225
11.3 10567 Cortlandt Manor 19,976 — $689,240
11.4 10566 Peekskill 25,625 $2,938 $516,030
11.7 10527 Granite Springs 418 — $935,335
11.7 12542 Marlboro 5,612 $2,535 $472,345
12.3 10930 Highland Mills 9,569 — $544,878
13.0 10986 Tomkins Cove 1,806 — $706,046
13.0 10598 Yorktown Heights 28,821 — $744,363
13.2 10501 Amawalk 1,727 — $870,737
13.3 10511 Buchanan 2,397 — $613,607
13.4 12575 Rock Tavern 1,600 — $600,253

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.