Zip lookup · NY

10538
Larchmont, New York.

Larchmont, Westchester County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 17,760

What it costs per month · 10538 $9,337/mo

to buy the typical home at today's mortgage rate — +$5,563 (+147%) since Jan 2020.

What the home itself did
1 year
Up $211,531 +13%
$1,567,403$1,778,934 since Sep 2025
5 years
Up $574,655 +48%
$1,204,278$1,778,934 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 $8,000 2002 2006 2010 2014 2018 2022 2026 10538 $9,337 United States $1,922
$2,000 $4,000 $6,000 $8,000 2002 2010 2018 2026
  • 10538$9,337
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 10538 rose 13.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Larchmont, NY — measured over the city limits, which is a different area from this zip.

Asking rent $6,671 as of Aug 2026
Typical home value $1,778,934 as of Sep 2026
+13.5%year on year

Asking rent — 10538

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$2,000 $4,000 $6,000 2026 10538 $6,671 New York $3,549 United States $1,930
$2,000 $4,000 $6,000 2026
  • 10538$6,671
  • New York$3,549
  • United States$1,930

Typical home value — 10538

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 2018 2020 2022 2024 2026 10538 $1,778,934 New York $730,949 United States $366,157
$500,000 $1,000,000 $1,500,000 2018 2022 2026
  • 10538$1,778,934
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 308 zips in range — sorting picks from all 308.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.5 10543 Mamaroneck 20,989 $3,664 $1,086,469
1.7 10804 New Rochelle 16,108 — $1,258,125
2.0 10801 New Rochelle 42,754 $2,996 $781,272
2.9 10709 Eastchester 10,352 $3,351 $1,035,487
3.1 10805 New Rochelle 20,903 $2,727 $553,900
3.3 10528 Harrison 14,091 $3,455 $1,492,096
3.7 10803 Pelham 13,072 $4,325 $1,454,651
3.7 10552 Mount Vernon 22,341 $2,746 $550,703
3.8 10707 Tuckahoe 9,688 $3,265 $917,047
3.9 10708 Bronxville 22,482 $4,852 $949,337
3.9 10553 Mount Vernon 11,011 $3,000 $613,033
4.1 10583 Scarsdale 40,207 $7,500 $1,604,156
4.4 10580 Rye 18,391 $6,117 $2,374,110
4.6 10550 Mount Vernon 38,972 $2,603 $574,629
5.0 10605 White Plains 19,493 $3,203 $1,008,116
5.1 10710 Yonkers 25,855 $2,937 $761,236
5.3 10464 Bronx 3,828 — $659,491
5.6 10704 Yonkers 31,921 $2,641 $680,453
5.7 10466 Bronx 71,116 $3,144 $663,951
5.8 10606 White Plains 17,341 $3,048 $771,246
6.5 10530 Hartsdale 13,892 $3,625 $737,619
6.5 10701 Yonkers 70,676 $2,737 $627,944
6.5 10470 Bronx 16,004 — $667,021
6.6 10601 White Plains 11,930 $3,403 $492,676
6.6 10703 Yonkers 22,586 $2,908 $620,367
6.7 10469 Bronx 68,521 $2,880 $695,843
6.7 10502 Ardsley 6,197 — $1,078,033
6.9 10573 Port Chester 40,786 $3,169 $904,270
6.9 10706 Hastings On Hudson 9,183 $3,700 $1,174,086
7.0 10705 Yonkers 38,887 $2,746 $708,540

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.