Zip lookup · NY

10954
Nanuet, New York.

Nanuet, Rockland County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 26,495

What it costs per month · 10954 $3,353/mo

to buy the typical home at today's mortgage rate — +$1,831 (+120%) since Jan 2020.

What the home itself did
1 year
Up $30,187 +5%
$608,580$638,767 since Sep 2025
5 years
Up $166,284 +35%
$472,483$638,767 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 10954 $3,353 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 10954$3,353
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 10954 rose 5.0% over the past year — faster than the nation's +1.2%.

Asking rents in zip 10954 rose 3.7% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 10954 runs $1,652/mo more than renting one. The gap peaked at $1,778 in Jan 2025.

That is $4,928 a month against $3,276 rent: a $3,353 mortgage payment, plus $892 property tax and $684 insurance & upkeep.

Owning vs renting — zip 10954

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$3,000 $4,000 $5,000 2024 2025 2026 Owning all in $4,928 Renting $3,276 Mortgage only $3,353
$3,000 $4,000 $5,000 2024 2025 2026
  • Owning all in$4,928
  • Renting$3,276
  • Mortgage only$3,353

Property tax · $892/mo 1.68% of value a year — the ACS 2020-2024 median bill over the median home value for Rockland County, NY

Insurance & upkeep · $684/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Nanuet, NY — measured over the city limits, which is a different area from this zip.

Asking rent $3,276 as of Sep 2026
+3.7%year on year
Typical home value $638,767 as of Sep 2026
+5.0%year on year

Asking rent — 10954

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$2,000 $2,500 $3,000 $3,500 2024 2025 2026 10954 $3,276 New York $3,546 United States $1,932
$2,000 $2,500 $3,000 $3,500 2024 2025 2026
  • 10954$3,276
  • New York$3,546
  • United States$1,932

Typical home value — 10954

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 10954 $638,767 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 10954$638,767
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 210 zips in range — sorting picks from all 210.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.1 10994 West Nyack 6,370 — $797,120
2.2 10977 Spring Valley 71,571 — $894,448
2.6 10965 Pearl River 15,206 $2,744 $717,175
3.6 10952 Monsey 48,019 — $1,163,876
3.7 10913 Blauvelt 5,343 — $808,489
3.8 07645 Montvale 8,901 $3,024 $935,756
4.0 10956 New City 31,898 — $812,076
4.3 10989 Valley Cottage 9,187 $2,467 $648,563
4.5 10962 Orangeburg 4,767 — $759,245
4.6 10960 Nyack 15,251 $2,776 $777,924
4.7 07656 Park Ridge 9,406 $3,041 $849,208
5.4 10920 Congers 8,451 — $674,116
5.7 07677 Woodcliff Lake 6,152 — $1,273,719
5.8 07458 Saddle River 11,828 — $1,664,380
6.0 10983 Tappan 5,934 — $752,423
6.3 07675 Westwood 27,349 $3,234 $932,081
6.4 10968 Piermont 2,456 — $831,044
6.5 10970 Pomona 11,497 — $739,363
6.6 07642 Hillsdale 10,144 — $856,043
6.7 10901 Suffern 27,095 $2,939 $809,066
6.7 10976 Sparkill 2,002 — $759,902
6.8 10927 Haverstraw 12,325 $3,490 $453,849
7.1 10923 Garnerville 9,069 — $620,906
7.4 07647 Northvale 5,288 — $793,764
7.4 07446 Ramsey 14,805 $2,100 $884,277
7.6 10984 Thiells 2,805 — $765,246
7.7 10964 Palisades 1,333 — $963,710
7.8 07640 Harrington Park 4,954 — $1,005,535
7.8 07401 Allendale 6,865 — $1,113,378
7.9 10993 West Haverstraw 4,888 — $437,805

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.