Zip lookup · NY

10963
Otisville, New York.

Otisville, Orange County, NY · Poughkeepsie-Newburgh-Middletown, NY metro · population 3,842

What it costs per month · 10963 $2,306/mo

to buy the typical home at today's mortgage rate — +$1,368 (+146%) since Jan 2020.

What the home itself did
1 year
Up $18,271 +4%
$421,160$439,431 since Sep 2025
5 years
Up $113,039 +35%
$326,392$439,431 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 10963 $2,306 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 10963$2,306
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 10963 rose 4.3% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Orange County, NY 95% · Sullivan County, NY 5%

Zillow also publishes an index for the city itself: Otisville, NY — measured over the city limits, which is a different area from this zip.

Typical home value $439,431 as of Sep 2026
+4.3%year on year

Typical home value — 10963

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 10963 $439,431 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 10963$439,431
  • United States$366,157

Within 20 miles

Showing 30 of 50 zips in range — sorting picks from all 50.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.8 10940 Middletown 53,611 $2,456 $402,498
4.3 12729 Cuddebackville 1,203 — $297,276
4.5 12785 Westbrookville 917 — $339,410
6.1 12746 Huguenot 778 — $333,555
6.6 10973 Slate Hill 2,358 — $537,998
7.7 12771 Port Jervis 14,049 $1,788 $318,577
8.3 12790 Wurtsboro 4,537 — $293,306
8.5 10958 New Hampton 3,054 — $489,889
9.1 12721 Bloomingburg 7,359 — $438,050
9.2 10919 Circleville 1,551 — $488,364
9.4 12780 Sparrow Bush 2,346 — $351,381
9.4 10998 Westtown 3,889 — $551,255
10.2 10941 Middletown 14,422 $2,422 $460,790
10.5 12777 Forestburgh 695 — $395,360
11.0 12775 Rock Hill 2,623 — $409,985
11.5 10988 Unionville 695 — $348,482
11.6 10924 Goshen 13,720 $2,814 $574,415
11.9 18336 Matamoras 4,114 $1,650 $301,313
12.4 10969 Pine Island 1,150 — $493,270
13.2 10921 Florida 4,231 — $473,269
13.6 12737 Glen Spey 1,513 — $361,813
14.9 12763 Mountain Dale 890 — $280,883
15.1 12701 Monticello 12,197 $1,492 $288,043
15.2 12566 Pine Bush 10,269 $2,500 $454,543
15.3 12549 Montgomery 10,745 — $503,471
15.5 10916 Campbell Hall 4,238 — $608,538
15.9 07461 Sussex 18,731 — $453,437
16.0 07418 Glenwood 2,559 — $457,199
16.1 12770 Pond Eddy 145 — $320,322
16.1 07827 Montague 4,109 — $326,317

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.