10989
Valley Cottage, New York.
Valley Cottage, Rockland County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 9,187
to buy the typical home at today's mortgage rate — +$1,866 (+121%) since Jan 2020.
- 1 year
- Up $24,660 +4%
- $623,903$648,563 since Sep 2025
- 5 years
- Up $157,724 +32%
- $490,840$648,563 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 10989$3,404
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 10989 rose 4.0% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Valley Cottage, NY — measured over the city limits, which is a different area from this zip.
Asking rent — 10989
Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.
- 10989$2,467
- New York$3,546
- United States$1,932
Typical home value — 10989
Mid-tier homes, smoothed and seasonally adjusted.
- 10989$648,563
- New York$730,949
- United States$366,157
Within 20 miles
Showing 30 of 190 zips in range — sorting picks from all 190.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.1 | 10920 | Congers | 8,451 | — | $674,116 |
| 2.5 | 10960 | Nyack | 15,251 | $2,776 | $777,924 |
| 2.7 | 10994 | West Nyack | 6,370 | — | $797,120 |
| 3.6 | 10956 | New City | 31,898 | — | $812,076 |
| 4.0 | 10913 | Blauvelt | 5,343 | — | $808,489 |
| 4.3 | 10954 | Nanuet | 26,495 | $3,276 | $638,767 |
| 5.0 | 10927 | Haverstraw | 12,325 | $3,490 | $453,849 |
| 5.4 | 10962 | Orangeburg | 4,767 | — | $759,245 |
| 5.4 | 10510 | Briarcliff Manor | 10,226 | — | $1,175,652 |
| 5.4 | 10591 | Tarrytown | 23,926 | $3,192 | $952,467 |
| 5.8 | 10977 | Spring Valley | 71,571 | — | $894,448 |
| 5.9 | 10965 | Pearl River | 15,206 | $2,744 | $717,175 |
| 6.0 | 10968 | Piermont | 2,456 | — | $831,044 |
| 6.2 | 10993 | West Haverstraw | 4,888 | — | $437,805 |
| 6.3 | 10923 | Garnerville | 9,069 | — | $620,906 |
| 6.7 | 10976 | Sparkill | 2,002 | — | $759,902 |
| 6.8 | 10983 | Tappan | 5,934 | — | $752,423 |
| 7.2 | 10562 | Ossining | 33,793 | $3,272 | $677,048 |
| 7.3 | 10984 | Thiells | 2,805 | — | $765,246 |
| 7.3 | 10532 | Hawthorne | 5,347 | — | $829,320 |
| 7.3 | 10533 | Irvington | 7,362 | $3,100 | $1,307,684 |
| 7.5 | 10520 | Croton On Hudson | 12,368 | — | $848,977 |
| 7.5 | 10952 | Monsey | 48,019 | — | $1,163,876 |
| 7.6 | 10964 | Palisades | 1,333 | — | $963,710 |
| 7.6 | 10523 | Elmsford | 9,450 | $3,215 | $710,312 |
| 7.7 | 10570 | Pleasantville | 13,289 | $2,850 | $1,053,613 |
| 7.7 | 07645 | Montvale | 8,901 | $3,024 | $935,756 |
| 7.9 | 10970 | Pomona | 11,497 | — | $739,363 |
| 8.2 | 07647 | Northvale | 5,288 | — | $793,764 |
| 8.3 | 07656 | Park Ridge | 9,406 | $3,041 | $849,208 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.