Zip lookup · NY

11772
Patchogue, New York.

Patchogue, Suffolk County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 45,023

What it costs per month · 11772 $3,162/mo

to buy the typical home at today's mortgage rate — +$1,764 (+126%) since Jan 2020.

What the home itself did
1 year
Up $27,532 +5%
$574,830$602,362 since Sep 2025
5 years
Up $146,186 +32%
$456,176$602,362 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 11772 $3,162 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 11772$3,162
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 11772 rose 4.8% over the past year — faster than the nation's +1.2%.

Asking rents in zip 11772 rose 9.4% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 11772 runs $1,949/mo more than renting one — the widest that gap has been in this data.

That is $4,674 a month against $2,726 rent: a $3,162 mortgage payment, plus $868 property tax and $645 insurance & upkeep.

Owning vs renting — zip 11772

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $3,000 $3,500 $4,000 $4,500 2023 2024 2025 2026 Owning all in $4,674 Renting $2,726 Mortgage only $3,162
$2,500 $3,000 $3,500 $4,000 $4,500 2023 2024 2025 2026
  • Owning all in$4,674
  • Renting$2,726
  • Mortgage only$3,162

Property tax · $868/mo 1.73% of value a year — the ACS 2020-2024 median bill over the median home value for Suffolk County, NY

Insurance & upkeep · $645/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Patchogue, NY — measured over the city limits, which is a different area from this zip.

Asking rent $2,726 as of Sep 2026
+9.4%year on year
Typical home value $602,362 as of Sep 2026
+4.8%year on year

Asking rent — 11772

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$2,000 $2,500 $3,000 $3,500 2023 2024 2025 2026 11772 $2,726 New York $3,546 United States $1,932
$2,000 $2,500 $3,000 $3,500 2023 2024 2025 2026
  • 11772$2,726
  • New York$3,546
  • United States$1,932

Typical home value — 11772

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 11772 $602,362 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 11772$602,362
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 65 zips in range — sorting picks from all 65.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.6 11713 Bellport 9,218 — $627,102
2.6 11715 Blue Point 3,936 — $714,218
3.7 11705 Bayport 8,284 — $786,926
4.2 11719 Brookhaven 3,235 — $716,413
4.4 11742 Holtsville 13,202 — $656,639
4.4 11763 Medford 29,973 $2,806 $615,510
4.9 11741 Holbrook 26,667 $2,818 $683,012
5.1 11782 Sayville 14,405 — $779,067
5.9 11738 Farmingville 18,877 $3,748 $659,347
6.0 11980 Yaphank 5,855 $3,614 $562,205
6.3 11796 West Sayville 3,560 — $712,281
6.4 11967 Shirley 27,975 — $548,153
7.3 11716 Bohemia 9,659 — $726,616
7.6 11779 Ronkonkoma 38,206 $3,019 $650,585
7.6 11769 Oakdale 8,935 — $728,281
8.0 11784 Selden 26,244 — $603,659
8.0 11950 Mastic 17,599 — $517,652
8.3 11727 Coram 28,495 $3,092 $570,058
8.8 11953 Middle Island 12,846 $2,862 $510,354
9.0 11720 Centereach 29,292 $3,481 $656,611
9.2 11955 Moriches 2,458 $2,483 $643,710
9.6 11755 Lake Grove 12,144 $2,320 $732,915
9.7 11752 Islip Terrace 9,204 — $668,462
9.8 11739 Great River 1,225 — $1,101,598
10.1 11767 Nesconset 14,964 — $782,740
10.1 11749 Islandia 3,600 — $645,103
10.5 11934 Center Moriches 9,418 — $699,345
10.6 11730 East Islip 14,247 — $739,667
11.0 11776 Port Jefferson Station 22,808 $3,140 $632,701
11.0 11722 Central Islip 39,033 $2,898 $586,598

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.