Zip lookup · NY

11955
Moriches, New York.

Moriches, Suffolk County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 2,458

What it costs per month · 11955 $3,379/mo

to buy the typical home at today's mortgage rate — +$1,858 (+122%) since Jan 2020.

What the home itself did
1 year
Up $28,548 +5%
$615,162$643,710 since Sep 2025
5 years
Up $152,661 +31%
$491,049$643,710 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 11955 $3,379 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 11955$3,379
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 11955 rose 4.6% over the past year — faster than the nation's +1.2%.

Asking rents in zip 11955 rose 7.0% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 11955 runs $2,512/mo more than renting one — the widest that gap has been in this data.

That is $4,995 a month against $2,483 rent: a $3,379 mortgage payment, plus $928 property tax and $689 insurance & upkeep.

Owning vs renting — zip 11955

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$3,000 $4,000 $5,000 2025 2026 Owning all in $4,995 Renting $2,483 Mortgage only $3,379
$3,000 $4,000 $5,000 2025 2026
  • Owning all in$4,995
  • Renting$2,483
  • Mortgage only$3,379

Property tax · $928/mo 1.73% of value a year — the ACS 2020-2024 median bill over the median home value for Suffolk County, NY

Insurance & upkeep · $689/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Moriches, NY — measured over the city limits, which is a different area from this zip.

Asking rent $2,483 as of Sep 2026
+7.0%year on year
Typical home value $643,710 as of Sep 2026
+4.6%year on year

Asking rent — 11955

Against the New York-Newark-Jersey City, NY-NJ-PA metro and the national benchmark.

$2,000 $2,500 $3,000 $3,500 2025 2026 11955 $2,483 New York $3,546 United States $1,932
$2,000 $2,500 $3,000 $3,500 2025 2026
  • 11955$2,483
  • New York$3,546
  • United States$1,932

Typical home value — 11955

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 11955 $643,710 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 11955$643,710
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 56 zips in range — sorting picks from all 56.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.3 11950 Mastic 17,599 — $517,652
1.5 11934 Center Moriches 9,418 — $699,345
2.8 11967 Shirley 27,975 — $548,153
3.5 11940 East Moriches 5,819 — $784,924
4.1 11949 Manorville 14,563 $2,450 $724,607
5.0 11719 Brookhaven 3,235 — $716,413
5.4 11980 Yaphank 5,855 $3,614 $562,205
5.5 11941 Eastport 2,814 — $815,430
6.1 11960 Remsenburg 830 — $1,830,693
6.5 11972 Speonk 334 — $759,435
6.6 11713 Bellport 9,218 — $627,102
7.4 11961 Ridge 12,315 $2,650 $517,166
7.6 11977 Westhampton 2,843 — $1,420,089
8.4 11763 Medford 29,973 $2,806 $615,510
8.6 11953 Middle Island 12,846 $2,862 $510,354
8.8 11933 Calverton 6,693 — $656,926
9.2 11772 Patchogue 45,023 $2,726 $602,362
9.3 11978 Westhampton Beach 4,705 $12,000 $1,688,191
9.7 11792 Wading River 8,904 — $757,226
10.2 11786 Shoreham 6,459 — $768,954
10.7 11727 Coram 28,495 $3,092 $570,058
10.9 11778 Rocky Point 12,390 — $552,028
11.2 11959 Quogue 734 — $2,900,557
11.4 11738 Farmingville 18,877 $3,748 $659,347
11.5 11742 Holtsville 13,202 — $656,639
11.8 11715 Blue Point 3,936 — $714,218
11.9 11764 Miller Place 12,551 — $738,186
12.2 11784 Selden 26,244 — $603,659
12.2 11901 Riverhead 33,091 $3,189 $655,628
12.9 11705 Bayport 8,284 — $786,926

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.