Zip lookup · NY

11972
Speonk, New York.

Speonk, Suffolk County, NY · New York-Newark-Jersey City, NY-NJ-PA metro · population 334

What it costs per month · 11972 $3,986/mo

to buy the typical home at today's mortgage rate — +$2,266 (+132%) since Jan 2020.

What the home itself did
1 year
Up $34,468 +5%
$724,967$759,435 since Sep 2025
5 years
Up $184,649 +32%
$574,786$759,435 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 11972 $3,986 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 11972$3,986
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 11972 rose 4.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Speonk, NY — measured over the city limits, which is a different area from this zip.

Typical home value $759,435 as of Sep 2026
+4.8%year on year

Typical home value — 11972

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 11972 $759,435 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 11972$759,435
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 42 zips in range — sorting picks from all 42.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.1 11960 Remsenburg 830 — $1,830,693
1.1 11977 Westhampton 2,843 — $1,420,089
1.4 11941 Eastport 2,814 — $815,430
2.8 11978 Westhampton Beach 4,705 $12,000 $1,688,191
3.1 11940 East Moriches 5,819 — $784,924
4.8 11959 Quogue 734 — $2,900,557
5.1 11934 Center Moriches 9,418 — $699,345
6.0 11949 Manorville 14,563 $2,450 $724,607
6.5 11955 Moriches 2,458 $2,483 $643,710
6.7 11942 East Quogue 5,406 — $1,193,365
7.5 11901 Riverhead 33,091 $3,189 $655,628
7.5 11933 Calverton 6,693 — $656,926
7.8 11950 Mastic 17,599 — $517,652
9.3 11967 Shirley 27,975 — $548,153
9.8 11946 Hampton Bays 15,819 $3,484 $949,339
11.0 11792 Wading River 8,904 — $757,226
11.1 11961 Ridge 12,315 $2,650 $517,166
11.5 11719 Brookhaven 3,235 — $716,413
11.6 11980 Yaphank 5,855 $3,614 $562,205
12.3 11948 Laurel 924 — $1,029,275
13.0 11786 Shoreham 6,459 — $768,954
13.1 11713 Bellport 9,218 — $627,102
13.8 11953 Middle Island 12,846 $2,862 $510,354
14.5 11952 Mattituck 5,040 — $1,020,018
14.6 11778 Rocky Point 12,390 — $552,028
14.7 11763 Medford 29,973 $2,806 $615,510
15.5 11968 Southampton 15,312 $35,528 $2,261,809
15.6 11772 Patchogue 45,023 $2,726 $602,362
16.3 11727 Coram 28,495 $3,092 $570,058
16.3 11764 Miller Place 12,551 — $738,186

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.