12023
Berne, New York.
Berne, Albany County, NY · Albany-Schenectady-Troy, NY metro · population 1,791
to buy the typical home at today's mortgage rate — +$995 (+138%) since Jan 2020.
- 1 year
- Up $18,560 +6%
- $308,173$326,733 since Sep 2025
- 5 years
- Up $86,592 +36%
- $240,141$326,733 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12023$1,715
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 12023 rose 6.0% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Albany County, NY 76% · Schoharie County, NY 24%
Zillow also publishes an index for the city itself: Berne, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12023
Mid-tier homes, smoothed and seasonally adjusted.
- 12023$326,733
- Albany$373,057
- United States$366,157
Within 20 miles
Showing 30 of 50 zips in range — sorting picks from all 50.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.5 | 12059 | East Berne | 1,530 | — | $349,615 |
| 6.5 | 12147 | Rensselaerville | 466 | — | $368,210 |
| 8.0 | 12157 | Schoharie | 4,713 | — | $290,841 |
| 8.6 | 12122 | Middleburgh | 3,596 | — | $232,334 |
| 8.8 | 12193 | Westerlo | 1,746 | — | $334,483 |
| 9.2 | 12009 | Altamont | 7,934 | — | $428,226 |
| 9.8 | 12186 | Voorheesville | 6,512 | — | $423,445 |
| 10.2 | 12053 | Delanson | 4,550 | — | $367,920 |
| 10.4 | 12120 | Medusa | 600 | — | $347,798 |
| 10.5 | 12041 | Clarksville | 468 | — | $287,772 |
| 11.8 | 12056 | Duanesburg | 1,695 | — | $404,563 |
| 11.8 | 12469 | Preston Hollow | 798 | — | $300,246 |
| 12.0 | 12085 | Guilderland Center | 357 | $1,334 | — |
| 12.6 | 12460 | Oak Hill | 152 | — | $315,794 |
| 12.9 | 12071 | Fultonham | 283 | — | $217,590 |
| 13.0 | 12092 | Howes Cave | 1,208 | — | $241,312 |
| 13.1 | 12067 | Feura Bush | 1,165 | — | $386,932 |
| 13.8 | 12035 | Central Bridge | 566 | — | $225,277 |
| 13.9 | 12066 | Esperance | 1,863 | — | $288,701 |
| 13.9 | 12083 | Greenville | 3,844 | — | $327,972 |
| 14.5 | 12159 | Slingerlands | 8,163 | — | $584,893 |
| 14.9 | 12160 | Sloansville | 716 | — | $288,542 |
| 14.9 | 12046 | Coeymans Hollow | 358 | — | $331,889 |
| 14.9 | 12422 | Durham | 399 | — | $356,160 |
| 15.0 | 12084 | Guilderland | 5,328 | — | $504,178 |
| 15.1 | 12054 | Delmar | 17,436 | $1,966 | $458,235 |
| 15.3 | 12187 | Warnerville | 752 | — | $275,945 |
| 15.4 | 12306 | Schenectady | 27,865 | $1,696 | $300,706 |
| 15.4 | 12194 | West Fulton | 162 | — | $234,564 |
| 15.7 | 12303 | Schenectady | 29,360 | $1,371 | $322,292 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.