12032
Caroga Lake, New York.
Caroga Lake, Fulton County, NY · Gloversville, NY metro · population 662
to buy the typical home at today's mortgage rate — +$894 (+176%) since Jan 2020.
- 1 year
- Up $32,437 +14%
- $234,467$266,904 since Sep 2025
- 5 years
- Up $83,912 +46%
- $182,991$266,904 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12032$1,401
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in zip 12032 rose 13.8% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Hamilton County, NY 56% · Fulton County, NY 44%
Zillow also publishes an index for the city itself: Caroga Lake, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12032
Mid-tier homes, smoothed and seasonally adjusted.
- 12032$266,904
- Gloversville$228,444
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 6.0 | 13470 | Stratford | 877 | — | $225,505 |
| 11.2 | 13454 | Salisbury Center | 735 | — | $182,378 |
| 11.5 | 13329 | Dolgeville | 3,256 | — | $158,366 |
| 12.7 | 12078 | Gloversville | 22,589 | $1,000 | $183,143 |
| 14.5 | 13452 | Saint Johnsville | 4,792 | — | $160,854 |
| 15.9 | 12117 | Mayfield | 2,871 | — | $286,810 |
| 16.1 | 12095 | Johnstown | 12,391 | — | $208,833 |
| 16.5 | 12134 | Northville | 3,846 | — | $323,583 |
| 17.2 | 12108 | Lake Pleasant | 350 | — | $331,326 |
| 17.7 | 13365 | Little Falls | 8,578 | — | $173,157 |
| 19.4 | 12139 | Piseco | 227 | — | $382,125 |
| 19.6 | 13406 | Middleville | 486 | — | $179,814 |
| 19.7 | 13324 | Cold Brook | 1,729 | — | $181,704 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.