12076
Gilboa, New York.
Gilboa, Schoharie County, NY · Albany-Schenectady-Troy, NY metro · population 1,549
to buy the typical home at today's mortgage rate — +$724 (+155%) since Jan 2020.
- 1 year
- Up $8,304 +4%
- $218,791$227,095 since Sep 2025
- 5 years
- Up $60,444 +36%
- $166,652$227,095 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12076$1,192
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 12076 rose 3.8% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Gilboa, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12076
Mid-tier homes, smoothed and seasonally adjusted.
- 12076$227,095
- Albany$373,057
- United States$366,157
Within 20 miles
Showing 30 of 43 zips in range — sorting picks from all 43.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 7.6 | 12407 | Ashland | 215 | — | $406,620 |
| 7.7 | 12468 | Prattsville | 1,329 | — | $368,516 |
| 7.7 | 12469 | Preston Hollow | 798 | — | $300,246 |
| 8.1 | 12496 | Windham | 1,164 | — | $516,362 |
| 9.4 | 12422 | Durham | 399 | — | $356,160 |
| 9.6 | 12194 | West Fulton | 162 | — | $234,564 |
| 10.0 | 12122 | Middleburgh | 3,596 | — | $232,334 |
| 10.5 | 12167 | Stamford | 2,279 | — | $239,740 |
| 11.2 | 12460 | Oak Hill | 152 | — | $315,794 |
| 11.2 | 12071 | Fultonham | 283 | — | $217,590 |
| 12.0 | 12418 | Cornwallville | 427 | — | $309,207 |
| 12.0 | 12444 | Jewett | 576 | — | $529,145 |
| 12.7 | 12439 | Hensonville | 384 | — | $400,251 |
| 12.8 | 12474 | Roxbury | 857 | — | $317,695 |
| 12.9 | 12120 | Medusa | 600 | — | $347,798 |
| 13.3 | 12421 | Denver | 261 | — | $356,915 |
| 13.5 | 12175 | Summit | 612 | — | $241,415 |
| 13.7 | 12093 | Jefferson | 1,276 | — | $261,924 |
| 13.9 | 12147 | Rensselaerville | 466 | — | $368,210 |
| 14.1 | 12423 | East Durham | 970 | — | $304,655 |
| 14.5 | 13788 | Hobart | 997 | — | $245,239 |
| 14.6 | 12454 | Maplecrest | 266 | — | $508,926 |
| 14.9 | 12442 | Hunter | 537 | — | $386,981 |
| 15.4 | 12430 | Fleischmanns | 1,253 | — | $366,855 |
| 15.5 | 12492 | West Kill | 298 | — | $421,115 |
| 15.6 | 12187 | Warnerville | 752 | — | $275,945 |
| 16.0 | 12405 | Acra | 447 | — | $327,906 |
| 16.1 | 13786 | Harpersfield | 430 | — | $254,669 |
| 16.6 | 12424 | East Jewett | 239 | — | $415,497 |
| 17.3 | 12149 | Richmondville | 2,038 | — | $243,964 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.