12086
Hagaman, New York.
Hagaman, Fulton County, NY · Gloversville, NY metro · population 1,587
to buy the typical home at today's mortgage rate — +$814 (+131%) since Jan 2020.
- 1 year
- Up $13,348 +5%
- $259,947$273,295 since Sep 2025
- 5 years
- Up $64,142 +31%
- $209,153$273,295 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12086$1,434
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in zip 12086 rose 5.1% over the past year — faster than the nation's +1.2%.
This zip spans 3 counties: Saratoga County, NY 58% · Montgomery County, NY 25% · Fulton County, NY 17%
Zillow also publishes an index for the city itself: Hagaman, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12086
Mid-tier homes, smoothed and seasonally adjusted.
- 12086$273,295
- Gloversville$228,444
- United States$366,157
Within 20 miles
Showing 30 of 36 zips in range — sorting picks from all 36.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.8 | 12074 | Galway | 2,848 | — | $346,592 |
| 5.3 | 12010 | Amsterdam | 27,750 | $1,185 | $246,123 |
| 6.6 | 12025 | Broadalbin | 5,244 | — | $310,008 |
| 7.6 | 12070 | Fort Johnson | 2,011 | — | $230,686 |
| 8.8 | 12150 | Rotterdam Junction | 710 | — | $293,828 |
| 9.5 | 12850 | Middle Grove | 2,537 | — | $355,804 |
| 9.6 | 12177 | Tribes Hill | 387 | — | $212,414 |
| 9.7 | 12137 | Pattersonville | 2,077 | — | $329,140 |
| 9.8 | 12863 | Rock City Falls | 910 | — | $485,267 |
| 10.1 | 12302 | Schenectady | 28,031 | $1,690 | $334,325 |
| 11.2 | 12027 | Burnt Hills | 4,693 | — | $437,553 |
| 11.7 | 12020 | Ballston Spa | 34,937 | $2,029 | $434,517 |
| 12.2 | 12019 | Ballston Lake | 15,555 | $1,919 | $502,585 |
| 13.6 | 12306 | Schenectady | 27,865 | $1,696 | $300,706 |
| 14.1 | 12008 | Alplaus | 422 | — | $360,022 |
| 14.1 | 12117 | Mayfield | 2,871 | — | $286,810 |
| 15.0 | 12305 | Schenectady | 7,356 | $1,403 | $287,715 |
| 15.2 | 12072 | Fultonville | 2,882 | — | $249,680 |
| 15.3 | 12308 | Schenectady | 15,511 | $1,569 | $267,347 |
| 15.4 | 12068 | Fonda | 2,503 | — | $229,422 |
| 15.4 | 12859 | Porter Corners | 1,622 | — | $401,934 |
| 15.7 | 12078 | Gloversville | 22,589 | $1,000 | $183,143 |
| 15.8 | 12307 | Schenectady | 7,050 | — | $185,471 |
| 15.9 | 12056 | Duanesburg | 1,695 | — | $404,563 |
| 15.9 | 12095 | Johnstown | 12,391 | — | $208,833 |
| 16.4 | 12833 | Greenfield Center | 5,316 | — | $451,625 |
| 16.7 | 12151 | Round Lake | 967 | — | $433,670 |
| 17.3 | 12148 | Rexford | 4,023 | — | $563,861 |
| 17.4 | 12053 | Delanson | 4,550 | — | $367,920 |
| 18.0 | 12066 | Esperance | 1,863 | — | $288,701 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.