12093
Jefferson, New York.
Jefferson, Schoharie County, NY · Albany-Schenectady-Troy, NY metro · population 1,276
to buy the typical home at today's mortgage rate — +$824 (+150%) since Jan 2020.
- 1 year
- Up $19,096 +8%
- $242,828$261,924 since Sep 2025
- 5 years
- Up $74,097 +39%
- $187,828$261,924 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12093$1,375
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in zip 12093 rose 7.9% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Schoharie County, NY 74% · Delaware County, NY 26%
Zillow also publishes an index for the city itself: Jefferson, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12093
Mid-tier homes, smoothed and seasonally adjusted.
- 12093$261,924
- Albany$373,057
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.0 | 12036 | Charlotteville | 223 | — | $215,054 |
| 4.8 | 13786 | Harpersfield | 430 | — | $254,669 |
| 5.2 | 12175 | Summit | 612 | — | $241,415 |
| 5.5 | 12167 | Stamford | 2,279 | — | $239,740 |
| 7.9 | 12064 | East Worcester | 342 | — | $123,131 |
| 9.1 | 12149 | Richmondville | 2,038 | — | $243,964 |
| 9.2 | 12194 | West Fulton | 162 | — | $234,564 |
| 9.3 | 12197 | Worcester | 2,298 | — | $193,253 |
| 9.5 | 13842 | South Kortright | 582 | — | $285,772 |
| 10.3 | 13788 | Hobart | 997 | — | $245,239 |
| 10.9 | 13750 | Davenport | 896 | — | $205,931 |
| 11.9 | 12071 | Fultonham | 283 | — | $217,590 |
| 12.0 | 12155 | Schenevus | 1,685 | — | $187,462 |
| 12.2 | 12187 | Warnerville | 752 | — | $275,945 |
| 12.3 | 13739 | Bloomville | 833 | — | $265,040 |
| 13.7 | 12076 | Gilboa | 1,549 | — | $227,095 |
| 14.2 | 12474 | Roxbury | 857 | — | $317,695 |
| 14.9 | 13757 | East Meredith | 1,130 | — | $288,314 |
| 14.9 | 12116 | Maryland | 1,787 | — | $214,771 |
| 15.2 | 12043 | Cobleskill | 8,287 | — | $263,563 |
| 16.4 | 12122 | Middleburgh | 3,596 | — | $232,334 |
| 16.4 | 13740 | Bovina Center | 626 | — | $406,986 |
| 17.1 | 13450 | Roseboom | 143 | — | $195,554 |
| 17.3 | 12468 | Prattsville | 1,329 | — | $368,516 |
| 17.6 | 12421 | Denver | 261 | — | $356,915 |
| 18.9 | 12092 | Howes Cave | 1,208 | — | $241,312 |
| 19.4 | 12407 | Ashland | 215 | — | $406,620 |
| 19.5 | 13459 | Sharon Springs | 1,888 | — | $230,381 |
| 19.9 | 12469 | Preston Hollow | 798 | — | $300,246 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.