Zip lookup · NY

12116
Maryland, New York.

Maryland, Otsego County, NY · Oneonta, NY metro · population 1,787

What it costs per month · 12116 $1,127/mo

to buy the typical home at today's mortgage rate — +$627 (+125%) since Jan 2020.

What the home itself did
1 year
Up $12,245 +6%
$202,527$214,771 since Sep 2025
5 years
Up $50,906 +31%
$163,865$214,771 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12116 $1,127 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12116$1,127
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 12116 rose 6.0% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Maryland, NY — measured over the city limits, which is a different area from this zip.

Typical home value $214,771 as of Sep 2026
+6.0%year on year

Typical home value — 12116

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12116 $214,771 Oneonta $220,097 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12116$214,771
  • Oneonta$220,097
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.7 13750 Davenport 896 — $205,931
5.9 12155 Schenevus 1,685 — $187,462
6.6 13807 Milford 1,218 — $243,022
7.9 13820 Oneonta 23,056 $2,107 $226,853
9.0 13757 East Meredith 1,130 — $288,314
10.7 12197 Worcester 2,298 — $193,253
11.3 13810 Mount Vision 1,090 — $212,580
11.4 13796 Laurens 1,210 — $214,098
11.6 12036 Charlotteville 223 — $215,054
11.9 13861 West Oneonta 462 — $229,358
12.4 13450 Roseboom 143 — $195,554
12.5 13326 Cooperstown 4,586 $2,200 $410,964
12.7 13786 Harpersfield 430 — $254,669
13.5 13739 Bloomville 833 — $265,040
13.7 13348 Hartwick 1,409 — $248,706
13.8 12064 East Worcester 342 — $123,131
14.3 13846 Treadwell 308 — $253,341
14.7 13842 South Kortright 582 — $285,772
14.9 12093 Jefferson 1,276 — $261,924
15.1 13337 Fly Creek 607 — $330,367
15.9 13753 Delhi 5,696 — $284,845
16.1 13825 Otego 2,903 — $228,164
17.5 13808 Morris 1,581 — $191,257
17.9 12175 Summit 612 — $241,415
18.2 13315 Burlington Flats 1,237 — $205,471
18.3 12167 Stamford 2,279 — $239,740
18.3 13775 Franklin 1,752 — $257,943
18.4 13320 Cherry Valley 1,971 — $204,672
18.5 12149 Richmondville 2,038 — $243,964
18.5 13788 Hobart 997 — $245,239

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.