12118
Mechanicville, New York.
Mechanicville, Saratoga County, NY · Albany-Schenectady-Troy, NY metro · population 17,069
to buy the typical home at today's mortgage rate — +$1,364 (+121%) since Jan 2020.
- 1 year
- Up $20,341 +4%
- $453,750$474,091 since Sep 2025
- 5 years
- Up $111,963 +31%
- $362,128$474,091 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12118$2,488
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in zip 12118 rose 4.5% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Saratoga County, NY 97% · Rensselaer County, NY 3%
Zillow also publishes an index for the city itself: Mechanicville, NY — measured over the city limits, which is a different area from this zip.
Asking rent — 12118
Against the Albany-Schenectady-Troy, NY metro and the national benchmark.
- 12118$1,563
- Albany$1,696
- United States$1,930
Typical home value — 12118
Mid-tier homes, smoothed and seasonally adjusted.
- 12118$474,091
- Albany$373,057
- United States$366,157
Within 20 miles
Showing 30 of 57 zips in range — sorting picks from all 57.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.5 | 12151 | Round Lake | 967 | — | $433,670 |
| 5.7 | 12065 | Clifton Park | 45,116 | $1,684 | $489,830 |
| 6.1 | 12154 | Schaghticoke | 2,777 | — | $361,584 |
| 6.2 | 12170 | Stillwater | 5,351 | — | $409,381 |
| 7.1 | 12188 | Waterford | 10,988 | $1,575 | $387,367 |
| 8.0 | 12121 | Melrose | 2,280 | — | $349,051 |
| 8.2 | 12019 | Ballston Lake | 15,555 | $1,919 | $502,585 |
| 8.8 | 12148 | Rexford | 4,023 | — | $563,861 |
| 9.4 | 12182 | Troy | 14,867 | $1,390 | $267,193 |
| 9.5 | 12047 | Cohoes | 23,532 | $1,865 | $339,366 |
| 9.5 | 12185 | Valley Falls | 1,709 | — | $323,982 |
| 9.5 | 12027 | Burnt Hills | 4,693 | — | $437,553 |
| 9.6 | 12020 | Ballston Spa | 34,937 | $2,029 | $434,517 |
| 10.5 | 12008 | Alplaus | 422 | — | $360,022 |
| 10.7 | 12866 | Saratoga Springs | 40,057 | $2,191 | $658,017 |
| 11.4 | 12309 | Schenectady | 33,246 | $1,494 | $416,191 |
| 11.9 | 12110 | Latham | 20,081 | $2,458 | $410,158 |
| 12.0 | 12094 | Johnsonville | 2,656 | — | $333,350 |
| 12.1 | 12183 | Troy | 2,970 | — | $245,066 |
| 12.2 | 12308 | Schenectady | 15,511 | $1,569 | $267,347 |
| 12.8 | 12189 | Watervliet | 18,656 | $1,519 | $315,131 |
| 13.1 | 12871 | Schuylerville | 3,813 | — | $325,212 |
| 13.2 | 12180 | Troy | 53,479 | $1,481 | $311,020 |
| 13.3 | 12884 | Victory Mills | 538 | — | $217,972 |
| 13.4 | 12307 | Schenectady | 7,050 | — | $185,471 |
| 13.6 | 12304 | Schenectady | 22,403 | $2,075 | $262,047 |
| 13.6 | 12302 | Schenectady | 28,031 | $1,690 | $334,325 |
| 13.9 | 12305 | Schenectady | 7,356 | $1,403 | $287,715 |
| 14.2 | 12028 | Buskirk | 1,557 | — | $296,425 |
| 14.4 | 12863 | Rock City Falls | 910 | — | $485,267 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.