Zip lookup · NY

12122
Middleburgh, New York.

Middleburgh, Schoharie County, NY · Albany-Schenectady-Troy, NY metro · population 3,596

What it costs per month · 12122 $1,219/mo

to buy the typical home at today's mortgage rate — +$724 (+146%) since Jan 2020.

What the home itself did
1 year
Up $12,628 +6%
$219,707$232,334 since Sep 2025
5 years
Up $67,818 +41%
$164,516$232,334 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12122 $1,219 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12122$1,219
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 12122 rose 5.7% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Schoharie County, NY 91% · Albany County, NY 9%

Zillow also publishes an index for the city itself: Middleburgh, NY — measured over the city limits, which is a different area from this zip.

Typical home value $232,334 as of Sep 2026
+5.7%year on year

Typical home value — 12122

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12122 $232,334 Albany $373,057 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12122$232,334
  • Albany$373,057
  • United States$366,157

Within 20 miles

Showing 30 of 39 zips in range — sorting picks from all 39.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.6 12071 Fultonham 283 — $217,590
7.3 12194 West Fulton 162 — $234,564
7.6 12469 Preston Hollow 798 — $300,246
8.4 12147 Rensselaerville 466 — $368,210
8.6 12157 Schoharie 4,713 — $290,841
8.6 12023 Berne 1,791 — $326,733
9.7 12187 Warnerville 752 — $275,945
10.0 12076 Gilboa 1,549 — $227,095
10.5 12120 Medusa 600 — $347,798
11.1 12460 Oak Hill 152 — $315,794
11.7 12092 Howes Cave 1,208 — $241,312
11.8 12422 Durham 399 — $356,160
12.8 12175 Summit 612 — $241,415
13.6 12035 Central Bridge 566 — $225,277
13.8 12193 Westerlo 1,746 — $334,483
13.8 12059 East Berne 1,530 — $349,615
14.0 12149 Richmondville 2,038 — $243,964
14.9 12418 Cornwallville 427 — $309,207
15.1 12496 Windham 1,164 — $516,362
15.2 12423 East Durham 970 — $304,655
15.4 12160 Sloansville 716 — $288,542
15.6 12043 Cobleskill 8,287 — $263,563
15.8 12053 Delanson 4,550 — $367,920
16.2 12083 Greenville 3,844 — $327,972
16.4 12066 Esperance 1,863 — $288,701
16.4 12093 Jefferson 1,276 — $261,924
16.5 12167 Stamford 2,279 — $239,740
16.9 12407 Ashland 215 — $406,620
17.4 12041 Clarksville 468 — $287,772
17.6 12468 Prattsville 1,329 — $368,516

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.