Zip lookup · NY

12169
Stephentown, New York.

Stephentown, Rensselaer County, NY · Albany-Schenectady-Troy, NY metro · population 417

What it costs per month · 12169 $1,718/mo

to buy the typical home at today's mortgage rate — +$953 (+124%) since Jan 2020.

What the home itself did
1 year
Up $23,644 +8%
$303,669$327,313 since Sep 2025
5 years
Up $60,713 +23%
$266,600$327,313 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12169 $1,718 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12169$1,718
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 12169 rose 7.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Stephentown, NY — measured over the city limits, which is a different area from this zip.

Typical home value $327,313 as of Sep 2026
+7.8%year on year

Typical home value — 12169

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12169 $327,313 Albany $373,057 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12169$327,313
  • Albany$373,057
  • United States$366,157

Within 20 miles

Showing 30 of 54 zips in range — sorting picks from all 54.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.4 12168 Stephentown 1,752 — $327,774
4.0 12153 Sand Lake 669 — $372,234
5.0 12062 East Nassau 1,650 — $327,692
5.6 12018 Averill Park 7,422 — $397,554
7.5 12125 New Lebanon 1,141 — $384,356
7.8 12022 Berlin 1,120 — $259,349
8.6 12024 Brainard 78 — $404,094
9.5 01237 Lanesborough 2,302 — $376,019
9.6 12123 Nassau 4,457 — $331,286
9.8 12196 West Sand Lake 3,880 — $409,731
9.9 12140 Poestenkill 1,512 — $384,302
10.4 12063 East Schodack 665 — $466,143
11.2 12138 Petersburg 2,695 — $271,357
11.3 12061 East Greenbush 9,854 — $419,465
11.4 01267 Williamstown 9,633 — $488,499
11.8 01201 Pittsfield 44,848 $1,545 $309,307
12.0 12198 Wynantskill 6,796 — $350,578
12.1 12060 East Chatham 1,859 — $558,485
12.2 12136 Old Chatham 1,043 — $614,782
12.3 12052 Cropseyville 1,915 — $303,413
12.3 12029 Canaan 1,069 — $537,701
14.1 12033 Castleton On Hudson 7,932 — $378,835
14.4 12180 Troy 53,479 $1,481 $311,020
14.5 01254 Richmond 1,036 — $626,519
14.5 01225 Cheshire 3,216 — $359,634
14.7 12144 Rensselaer 22,111 $1,901 $318,829
15.0 12130 Niverville 233 — $307,661
15.7 12184 Valatie 7,787 — $450,540
16.0 01226 Dalton 6,256 — $347,639
16.4 01220 Adams 8,074 — $271,674

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.