12170
Stillwater, New York.
Stillwater, Saratoga County, NY · Albany-Schenectady-Troy, NY metro · population 5,351
to buy the typical home at today's mortgage rate — +$1,193 (+125%) since Jan 2020.
- 1 year
- Up $22,163 +6%
- $387,218$409,381 since Sep 2025
- 5 years
- Up $91,970 +29%
- $317,411$409,381 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12170$2,149
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in zip 12170 rose 5.7% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Stillwater, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12170
Mid-tier homes, smoothed and seasonally adjusted.
- 12170$409,381
- Albany$373,057
- United States$366,157
Within 20 miles
Showing 30 of 44 zips in range — sorting picks from all 44.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.3 | 12154 | Schaghticoke | 2,777 | — | $361,584 |
| 6.2 | 12118 | Mechanicville | 17,069 | $1,563 | $474,091 |
| 6.6 | 12866 | Saratoga Springs | 40,057 | $2,191 | $658,017 |
| 6.9 | 12871 | Schuylerville | 3,813 | — | $325,212 |
| 7.1 | 12884 | Victory Mills | 538 | — | $217,972 |
| 8.2 | 12151 | Round Lake | 967 | — | $433,670 |
| 9.4 | 12185 | Valley Falls | 1,709 | — | $323,982 |
| 10.5 | 12834 | Greenwich | 6,039 | — | $305,296 |
| 10.7 | 12020 | Ballston Spa | 34,937 | $2,029 | $434,517 |
| 11.2 | 12121 | Melrose | 2,280 | — | $349,051 |
| 11.6 | 12094 | Johnsonville | 2,656 | — | $333,350 |
| 11.7 | 12028 | Buskirk | 1,557 | — | $296,425 |
| 11.8 | 12065 | Clifton Park | 45,116 | $1,684 | $489,830 |
| 12.1 | 12019 | Ballston Lake | 15,555 | $1,919 | $502,585 |
| 12.5 | 12188 | Waterford | 10,988 | $1,575 | $387,367 |
| 13.3 | 12833 | Greenfield Center | 5,316 | — | $451,625 |
| 13.6 | 12027 | Burnt Hills | 4,693 | — | $437,553 |
| 13.6 | 12831 | Gansevoort | 18,025 | $1,860 | $479,362 |
| 13.8 | 12182 | Troy | 14,867 | $1,390 | $267,193 |
| 14.2 | 12863 | Rock City Falls | 910 | — | $485,267 |
| 14.8 | 12148 | Rexford | 4,023 | — | $563,861 |
| 14.8 | 12816 | Cambridge | 4,824 | — | $261,553 |
| 15.2 | 12047 | Cohoes | 23,532 | $1,865 | $339,366 |
| 15.9 | 12008 | Alplaus | 422 | — | $360,022 |
| 16.2 | 12057 | Eagle Bridge | 1,789 | — | $269,015 |
| 16.8 | 12859 | Porter Corners | 1,622 | — | $401,934 |
| 17.4 | 12180 | Troy | 53,479 | $1,481 | $311,020 |
| 17.4 | 12850 | Middle Grove | 2,537 | — | $355,804 |
| 17.4 | 12309 | Schenectady | 33,246 | $1,494 | $416,191 |
| 17.5 | 12183 | Troy | 2,970 | — | $245,066 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.