Zip lookup · NY

12175
Summit, New York.

Summit, Schoharie County, NY · Albany-Schenectady-Troy, NY metro · population 612

What it costs per month · 12175 $1,267/mo

to buy the typical home at today's mortgage rate — +$768 (+154%) since Jan 2020.

What the home itself did
1 year
Up $16,843 +8%
$224,572$241,415 since Sep 2025
5 years
Up $73,294 +44%
$168,121$241,415 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12175 $1,267 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12175$1,267
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 12175 rose 7.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Summit, NY — measured over the city limits, which is a different area from this zip.

Typical home value $241,415 as of Sep 2026
+7.5%year on year

Typical home value — 12175

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12175 $241,415 Albany $373,057 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12175$241,415
  • Albany$373,057
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.5 12149 Richmondville 2,038 — $243,964
5.2 12093 Jefferson 1,276 — $261,924
5.6 12194 West Fulton 162 — $234,564
6.1 12064 East Worcester 342 — $123,131
6.4 12036 Charlotteville 223 — $215,054
7.0 12187 Warnerville 752 — $275,945
7.5 12071 Fultonham 283 — $217,590
9.2 12197 Worcester 2,298 — $193,253
9.4 12167 Stamford 2,279 — $239,740
10.0 13786 Harpersfield 430 — $254,669
10.4 12043 Cobleskill 8,287 — $263,563
12.8 12122 Middleburgh 3,596 — $232,334
13.5 12076 Gilboa 1,549 — $227,095
13.6 12155 Schenevus 1,685 — $187,462
13.7 12092 Howes Cave 1,208 — $241,312
14.7 13842 South Kortright 582 — $285,772
15.0 13788 Hobart 997 — $245,239
15.1 13750 Davenport 896 — $205,931
15.4 13459 Sharon Springs 1,888 — $230,381
15.5 12157 Schoharie 4,713 — $290,841
15.6 12035 Central Bridge 566 — $225,277
16.3 13450 Roseboom 143 — $195,554
17.5 13739 Bloomville 833 — $265,040
17.5 12160 Sloansville 716 — $288,542
17.7 13320 Cherry Valley 1,971 — $204,672
17.9 12116 Maryland 1,787 — $214,771
18.0 12469 Preston Hollow 798 — $300,246
18.1 12474 Roxbury 857 — $317,695
19.2 12468 Prattsville 1,329 — $368,516
19.7 13757 East Meredith 1,130 — $288,314

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.