12185
Valley Falls, New York.
Valley Falls, Rensselaer County, NY · Albany-Schenectady-Troy, NY metro · population 1,709
to buy the typical home at today's mortgage rate — +$954 (+128%) since Jan 2020.
- 1 year
- Up $22,166 +7%
- $301,816$323,982 since Sep 2025
- 5 years
- Up $79,755 +33%
- $244,227$323,982 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12185$1,701
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 12185 rose 7.3% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Rensselaer County, NY 76% · Washington County, NY 24%
Zillow also publishes an index for the city itself: Valley Falls, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12185
Mid-tier homes, smoothed and seasonally adjusted.
- 12185$323,982
- Albany$373,057
- United States$366,157
Within 20 miles
Showing 30 of 44 zips in range — sorting picks from all 44.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.5 | 12094 | Johnsonville | 2,656 | — | $333,350 |
| 4.2 | 12154 | Schaghticoke | 2,777 | — | $361,584 |
| 5.3 | 12121 | Melrose | 2,280 | — | $349,051 |
| 5.6 | 12028 | Buskirk | 1,557 | — | $296,425 |
| 8.6 | 12182 | Troy | 14,867 | $1,390 | $267,193 |
| 9.2 | 12090 | Hoosick Falls | 5,482 | — | $231,233 |
| 9.4 | 12170 | Stillwater | 5,351 | — | $409,381 |
| 9.5 | 12118 | Mechanicville | 17,069 | $1,563 | $474,091 |
| 9.9 | 12188 | Waterford | 10,988 | $1,575 | $387,367 |
| 10.3 | 12052 | Cropseyville | 1,915 | — | $303,413 |
| 10.8 | 12180 | Troy | 53,479 | $1,481 | $311,020 |
| 10.9 | 12057 | Eagle Bridge | 1,789 | — | $269,015 |
| 12.6 | 12047 | Cohoes | 23,532 | $1,865 | $339,366 |
| 12.9 | 12151 | Round Lake | 967 | — | $433,670 |
| 13.0 | 12816 | Cambridge | 4,824 | — | $261,553 |
| 13.1 | 12065 | Clifton Park | 45,116 | $1,684 | $489,830 |
| 13.3 | 12884 | Victory Mills | 538 | — | $217,972 |
| 13.3 | 12183 | Troy | 2,970 | — | $245,066 |
| 13.6 | 12834 | Greenwich | 6,039 | — | $305,296 |
| 13.8 | 12871 | Schuylerville | 3,813 | — | $325,212 |
| 14.0 | 12138 | Petersburg | 2,695 | — | $271,357 |
| 14.6 | 12189 | Watervliet | 18,656 | $1,519 | $315,131 |
| 14.7 | 12140 | Poestenkill | 1,512 | — | $384,302 |
| 15.0 | 05257 | North Bennington | 2,807 | — | $303,775 |
| 15.9 | 12866 | Saratoga Springs | 40,057 | $2,191 | $658,017 |
| 15.9 | 12110 | Latham | 20,081 | $2,458 | $410,158 |
| 16.2 | 12198 | Wynantskill | 6,796 | — | $350,578 |
| 16.4 | 12148 | Rexford | 4,023 | — | $563,861 |
| 17.7 | 12211 | Albany | 14,383 | — | $488,139 |
| 17.7 | 12019 | Ballston Lake | 15,555 | $1,919 | $502,585 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.