Zip lookup · NY

12190
Wells, New York.

Wells, Hamilton County, NY · population 671

What it costs per month · 12190 $1,208/mo

to buy the typical home at today's mortgage rate — +$716 (+145%) since Jan 2020.

What the home itself did
1 year
Up $11,907 +5%
$218,259$230,166 since Sep 2025
5 years
Up $60,089 +35%
$170,077$230,166 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12190 $1,208 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12190$1,208
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 12190 rose 5.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Wells, NY — measured over the city limits, which is a different area from this zip.

Typical home value $230,166 as of Sep 2026
+5.5%year on year

Typical home value — 12190

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12190 $230,166 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12190$230,166
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.7 12108 Lake Pleasant 350 — $331,326
11.5 12878 Stony Creek 819 — $241,393
13.2 12164 Speculator 539 — $282,779
14.1 12856 North River 260 — $342,243
14.5 12134 Northville 3,846 — $323,583
15.0 12139 Piseco 227 — $382,125
16.2 12810 Athol 471 — $259,527
16.7 12843 Johnsburg 461 — $269,671
16.9 12835 Hadley 2,708 — $315,558
19.1 12842 Indian Lake 995 — $235,120

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.