Zip lookup · NY

12193
Westerlo, New York.

Westerlo, Albany County, NY · Albany-Schenectady-Troy, NY metro · population 1,746

What it costs per month · 12193 $1,756/mo

to buy the typical home at today's mortgage rate — +$1,006 (+134%) since Jan 2020.

What the home itself did
1 year
Up $12,642 +4%
$321,841$334,483 since Sep 2025
5 years
Up $81,072 +32%
$253,411$334,483 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12193 $1,756 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12193$1,756
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 12193 rose 3.9% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Westerlo, NY — measured over the city limits, which is a different area from this zip.

Typical home value $334,483 as of Sep 2026
+3.9%year on year

Typical home value — 12193

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12193 $334,483 Albany $373,057 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12193$334,483
  • Albany$373,057
  • United States$366,157

Within 20 miles

Showing 30 of 64 zips in range — sorting picks from all 64.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.7 12041 Clarksville 468 — $287,772
5.5 12147 Rensselaerville 466 — $368,210
5.9 12083 Greenville 3,844 — $327,972
6.4 12120 Medusa 600 — $347,798
6.5 12046 Coeymans Hollow 358 — $331,889
6.7 12059 East Berne 1,530 — $349,615
7.1 12067 Feura Bush 1,165 — $386,932
8.3 12186 Voorheesville 6,512 — $423,445
8.8 12023 Berne 1,791 — $326,733
9.0 12460 Oak Hill 152 — $315,794
9.7 12176 Surprise 393 — $351,453
9.8 12087 Hannacroix 1,584 — $354,778
10.0 12143 Ravena 5,664 — $295,186
10.1 12423 East Durham 970 — $304,655
10.9 12054 Delmar 17,436 $1,966 $458,235
11.0 12431 Freehold 1,909 — $355,252
11.3 12469 Preston Hollow 798 — $300,246
11.5 12158 Selkirk 5,878 — $371,718
11.9 12422 Durham 399 — $356,160
11.9 12159 Slingerlands 8,163 — $584,893
12.1 12042 Climax 280 — $344,142
12.5 12418 Cornwallville 427 — $309,207
12.5 12009 Altamont 7,934 — $428,226
12.8 12045 Coeymans 207 — $259,092
13.1 12058 Earlton 1,220 — $358,057
13.3 12085 Guilderland Center 357 $1,334 —
13.7 12192 West Coxsackie 1,077 — $336,212
13.8 12122 Middleburgh 3,596 — $232,334
14.0 12124 New Baltimore 298 — $361,801
14.1 12413 Cairo 3,368 — $302,383

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.