12194
West Fulton, New York.
West Fulton, Schoharie County, NY · Albany-Schenectady-Troy, NY metro · population 162
to buy the typical home at today's mortgage rate — +$728 (+144%) since Jan 2020.
- 1 year
- Up $12,493 +6%
- $222,071$234,564 since Sep 2025
- 5 years
- Up $56,960 +32%
- $177,604$234,564 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12194$1,231
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 12194 rose 5.6% over the past year — faster than the nation's +1.2%.
Typical home value — 12194
Mid-tier homes, smoothed and seasonally adjusted.
- 12194$234,564
- Albany$373,057
- United States$366,157
Within 20 miles
Showing 30 of 33 zips in range — sorting picks from all 33.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.9 | 12071 | Fultonham | 283 | — | $217,590 |
| 5.6 | 12175 | Summit | 612 | — | $241,415 |
| 6.1 | 12187 | Warnerville | 752 | — | $275,945 |
| 7.3 | 12122 | Middleburgh | 3,596 | — | $232,334 |
| 8.0 | 12149 | Richmondville | 2,038 | — | $243,964 |
| 9.2 | 12093 | Jefferson | 1,276 | — | $261,924 |
| 9.6 | 12076 | Gilboa | 1,549 | — | $227,095 |
| 10.7 | 12167 | Stamford | 2,279 | — | $239,740 |
| 11.4 | 12064 | East Worcester | 342 | — | $123,131 |
| 11.7 | 12036 | Charlotteville | 223 | — | $215,054 |
| 11.9 | 12157 | Schoharie | 4,713 | — | $290,841 |
| 12.0 | 12092 | Howes Cave | 1,208 | — | $241,312 |
| 12.0 | 12043 | Cobleskill | 8,287 | — | $263,563 |
| 12.6 | 12469 | Preston Hollow | 798 | — | $300,246 |
| 13.8 | 13786 | Harpersfield | 430 | — | $254,669 |
| 14.1 | 12035 | Central Bridge | 566 | — | $225,277 |
| 14.7 | 12197 | Worcester | 2,298 | — | $193,253 |
| 15.4 | 12023 | Berne | 1,791 | — | $326,733 |
| 15.5 | 12147 | Rensselaerville | 466 | — | $368,210 |
| 16.2 | 12160 | Sloansville | 716 | — | $288,542 |
| 16.3 | 12422 | Durham | 399 | — | $356,160 |
| 16.6 | 12468 | Prattsville | 1,329 | — | $368,516 |
| 16.7 | 13788 | Hobart | 997 | — | $245,239 |
| 16.7 | 12460 | Oak Hill | 152 | — | $315,794 |
| 16.9 | 12120 | Medusa | 600 | — | $347,798 |
| 17.2 | 12407 | Ashland | 215 | — | $406,620 |
| 17.3 | 12496 | Windham | 1,164 | — | $516,362 |
| 17.6 | 13842 | South Kortright | 582 | — | $285,772 |
| 17.9 | 13459 | Sharon Springs | 1,888 | — | $230,381 |
| 18.1 | 12474 | Roxbury | 857 | — | $317,695 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.