Zip lookup · NY

12404
Accord, New York.

Accord, Ulster County, NY · Kingston, NY metro · population 3,935

What it costs per month · 12404 $2,840/mo

to buy the typical home at today's mortgage rate — +$1,818 (+178%) since Jan 2020.

What the home itself did
1 year
Up $18,382 +4%
$522,611$540,993 since Sep 2025
5 years
Up $129,702 +32%
$411,291$540,993 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 12404 $2,840 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 12404$2,840
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 12404 rose 3.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Accord, NY — measured over the city limits, which is a different area from this zip.

Typical home value $540,993 as of Sep 2026
+3.5%year on year

Typical home value — 12404

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 12404 $540,993 Kingston $451,632 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 12404$540,993
  • Kingston$451,632
  • United States$366,157

Within 20 miles

Showing 30 of 53 zips in range — sorting picks from all 53.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.3 12440 High Falls 1,826 — $516,191
4.5 12446 Kerhonkson 5,414 — $416,656
5.0 12484 Stone Ridge 3,155 — $604,596
6.2 12461 Olivebridge 1,604 — $561,353
7.4 12489 Wawarsing 93 — $308,133
7.5 12419 Cottekill 1,081 — $529,203
8.3 12561 New Paltz 19,830 $1,950 $546,411
8.6 12472 Rosendale 1,146 $1,600 $417,481
9.0 12486 Tillson 1,440 — $426,173
9.3 12458 Napanoch 3,074 — $298,545
9.8 12494 West Shokan 934 — $506,064
9.8 12525 Gardiner 2,749 — $564,969
11.0 12411 Bloomington 325 — $414,479
11.0 12481 Shokan 1,247 — $463,486
11.3 12443 Hurley 3,559 — $452,082
11.9 12491 West Hurley 1,981 — $481,044
12.1 12428 Ellenville 6,995 — $309,369
12.2 12420 Cragsmoor 381 — $517,920
12.5 12401 Kingston 35,136 $1,862 $396,488
12.6 12548 Modena 1,064 — $461,992
12.8 12487 Ulster Park 4,035 — $449,885
12.9 12515 Clintondale 1,492 — $455,844
13.0 12740 Grahamsville 1,732 — $295,011
13.6 12528 Highland 13,827 $1,957 $438,251
13.6 12589 Wallkill 18,646 — $490,308
13.7 12493 West Park 526 — $551,125
13.7 12412 Boiceville 475 — $445,215
13.7 12433 Glenford 470 — $565,156
14.3 12566 Pine Bush 10,269 $2,500 $454,543
14.7 12466 Port Ewen 1,981 $1,722 $390,681

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.