Zip lookup · NY

12409
Bearsville, New York.

Bearsville, Ulster County, NY · Kingston, NY metro · population 865

What it costs per month · 12409 $4,019/mo

to buy the typical home at today's mortgage rate — +$2,424 (+152%) since Jan 2020.

What the home itself did
1 year
Up $8,155 +1%
$757,532$765,687 since Sep 2025
5 years
Up $123,056 +19%
$642,631$765,687 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 12409 $4,019 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 12409$4,019
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in zip 12409 rose 1.1% over the past year — in step with the nation.

Zillow also publishes an index for the city itself: Bearsville, NY — measured over the city limits, which is a different area from this zip.

Typical home value $765,687 as of Sep 2026
+1.1%year on year

Typical home value — 12409

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 12409 $765,687 Kingston $451,632 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 12409$765,687
  • Kingston$451,632
  • United States$366,157

Within 20 miles

Showing 30 of 56 zips in range — sorting picks from all 56.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.4 12448 Lake Hill 207 — $625,194
3.0 12498 Woodstock 4,572 $2,849 $661,163
3.6 12433 Glenford 470 — $565,156
4.3 12457 Mount Tremper 1,041 — $628,234
4.4 12495 Willow 277 — $662,454
6.3 12491 West Hurley 1,981 — $481,044
6.3 12450 Lanesville 215 — $391,597
6.4 12481 Shokan 1,247 — $463,486
6.4 12412 Boiceville 475 — $445,215
6.7 12416 Chichester 106 — $414,683
6.7 12427 Elka Park 935 — $440,377
8.8 12477 Saugerties 19,066 $2,123 $417,053
8.8 12456 Mount Marion 390 — $279,526
9.2 12464 Phoenicia 1,033 — $414,917
9.4 12443 Hurley 3,559 — $452,082
9.9 12449 Lake Katrine 3,010 — $365,901
10.2 12401 Kingston 35,136 $1,862 $396,488
10.2 12494 West Shokan 934 — $506,064
10.3 12485 Tannersville 1,021 — $403,197
11.2 12436 Haines Falls 607 — $351,521
11.3 12461 Olivebridge 1,604 — $561,353
12.0 12463 Palenville 1,373 — $338,761
12.0 12442 Hunter 537 — $386,981
12.1 12453 Malden On Hudson 241 — $431,082
12.2 12480 Shandaken 510 — $359,658
12.5 12492 West Kill 298 — $421,115
12.9 12484 Stone Ridge 3,155 — $604,596
13.2 12424 East Jewett 239 — $415,497
13.8 12411 Bloomington 325 — $414,479
14.0 12419 Cottekill 1,081 — $529,203

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.