Zip lookup · NY

12431
Freehold, New York.

Freehold, Greene County, NY · population 1,909

What it costs per month · 12431 $1,865/mo

to buy the typical home at today's mortgage rate — +$1,158 (+164%) since Jan 2020.

What the home itself did
1 year
Up $11,908 +3%
$343,344$355,252 since Sep 2025
5 years
Up $89,527 +34%
$265,725$355,252 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 12431 $1,865 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 12431$1,865
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 12431 rose 3.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Freehold, NY — measured over the city limits, which is a different area from this zip.

Typical home value $355,252 as of Sep 2026
+3.5%year on year

Typical home value — 12431

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 12431 $355,252 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 12431$355,252
  • United States$366,157

Within 20 miles

Showing 30 of 58 zips in range — sorting picks from all 58.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.2 12413 Cairo 3,368 — $302,383
3.3 12176 Surprise 393 — $351,453
4.9 12058 Earlton 1,220 — $358,057
5.0 12423 East Durham 970 — $304,655
5.1 12405 Acra 447 — $327,906
5.1 12083 Greenville 3,844 — $327,972
5.3 12451 Leeds 909 — $333,606
6.5 12470 Purling 618 — $319,475
6.7 12042 Climax 280 — $344,142
6.7 12473 Round Top 831 — $385,834
7.3 12418 Cornwallville 427 — $309,207
8.0 12087 Hannacroix 1,584 — $354,778
8.4 12454 Maplecrest 266 — $508,926
8.8 12460 Oak Hill 152 — $315,794
9.2 12051 Coxsackie 5,876 — $306,128
9.3 12120 Medusa 600 — $347,798
9.7 12439 Hensonville 384 — $400,251
9.7 12422 Durham 399 — $356,160
10.0 12424 East Jewett 239 — $415,497
10.3 12046 Coeymans Hollow 358 — $331,889
10.5 12192 West Coxsackie 1,077 — $336,212
10.7 12414 Catskill 10,169 $1,600 $344,716
11.0 12193 Westerlo 1,746 — $334,483
11.0 12436 Haines Falls 607 — $351,521
11.2 12015 Athens 3,852 — $446,490
11.7 12463 Palenville 1,373 — $338,761
12.2 12143 Ravena 5,664 — $295,186
12.6 12485 Tannersville 1,021 — $403,197
12.7 12147 Rensselaerville 466 — $368,210
12.9 12469 Preston Hollow 798 — $300,246

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.