Zip lookup · NY

12440
High Falls, New York.

High Falls, Ulster County, NY · Kingston, NY metro · population 1,826

What it costs per month · 12440 $2,709/mo

to buy the typical home at today's mortgage rate — +$1,698 (+168%) since Jan 2020.

What the home itself did
1 year
Up $20,764 +4%
$495,427$516,191 since Sep 2025
5 years
Up $118,962 +30%
$397,229$516,191 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 12440 $2,709 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 12440$2,709
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 12440 rose 4.2% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: High Falls, NY — measured over the city limits, which is a different area from this zip.

Typical home value $516,191 as of Sep 2026
+4.2%year on year

Typical home value — 12440

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 12440 $516,191 Kingston $451,632 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 12440$516,191
  • Kingston$451,632
  • United States$366,157

Within 20 miles

Showing 30 of 52 zips in range — sorting picks from all 52.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.1 12561 New Paltz 19,830 $1,950 $546,411
4.3 12404 Accord 3,935 — $540,993
5.8 12484 Stone Ridge 3,155 — $604,596
5.9 12419 Cottekill 1,081 — $529,203
6.2 12486 Tillson 1,440 — $426,173
6.2 12472 Rosendale 1,146 $1,600 $417,481
7.3 12525 Gardiner 2,749 — $564,969
7.9 12446 Kerhonkson 5,414 — $416,656
9.0 12515 Clintondale 1,492 — $455,844
9.0 12411 Bloomington 325 — $414,479
9.1 12548 Modena 1,064 — $461,992
9.3 12528 Highland 13,827 $1,957 $438,251
9.4 12461 Olivebridge 1,604 — $561,353
9.8 12493 West Park 526 — $551,125
10.1 12487 Ulster Park 4,035 — $449,885
10.1 12489 Wawarsing 93 — $308,133
10.9 12443 Hurley 3,559 — $452,082
11.0 12589 Wallkill 18,646 — $490,308
11.7 12401 Kingston 35,136 $1,862 $396,488
12.6 12466 Port Ewen 1,981 $1,722 $390,681
12.7 12491 West Hurley 1,981 — $481,044
13.0 12547 Milton 3,144 — $478,520
13.3 12494 West Shokan 934 — $506,064
13.3 12458 Napanoch 3,074 — $298,545
13.4 12481 Shokan 1,247 — $463,486
13.5 12420 Cragsmoor 381 — $517,920
13.9 12538 Hyde Park 14,391 — $420,084
14.1 12601 Poughkeepsie 44,164 $1,814 $398,464
14.3 12566 Pine Bush 10,269 $2,500 $454,543
14.4 12574 Rhinecliff 619 — $747,762

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.