12525
Gardiner, New York.
Gardiner, Ulster County, NY · Kingston, NY metro · population 2,749
to buy the typical home at today's mortgage rate — +$1,793 (+153%) since Jan 2020.
- 1 year
- Up $25,527 +5%
- $539,442$564,969 since Sep 2025
- 5 years
- Up $113,343 +25%
- $451,626$564,969 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 12525$2,965
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in zip 12525 rose 4.7% over the past year — faster than the nation's +1.2%.
Zillow also publishes an index for the city itself: Gardiner, NY — measured over the city limits, which is a different area from this zip.
Typical home value — 12525
Mid-tier homes, smoothed and seasonally adjusted.
- 12525$564,969
- Kingston$451,632
- United States$366,157
Within 20 miles
Showing 30 of 53 zips in range — sorting picks from all 53.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.8 | 12589 | Wallkill | 18,646 | — | $490,308 |
| 4.1 | 12548 | Modena | 1,064 | — | $461,992 |
| 5.8 | 12515 | Clintondale | 1,492 | — | $455,844 |
| 6.7 | 12561 | New Paltz | 19,830 | $1,950 | $546,411 |
| 7.3 | 12440 | High Falls | 1,826 | — | $516,191 |
| 8.0 | 12586 | Walden | 12,971 | $2,210 | $424,723 |
| 9.0 | 12566 | Pine Bush | 10,269 | $2,500 | $454,543 |
| 9.4 | 12528 | Highland | 13,827 | $1,957 | $438,251 |
| 9.8 | 12404 | Accord | 3,935 | — | $540,993 |
| 10.2 | 12547 | Milton | 3,144 | — | $478,520 |
| 10.3 | 12420 | Cragsmoor | 381 | — | $517,920 |
| 10.4 | 12446 | Kerhonkson | 5,414 | — | $416,656 |
| 10.5 | 12489 | Wawarsing | 93 | — | $308,133 |
| 10.6 | 12542 | Marlboro | 5,612 | $2,535 | $472,345 |
| 11.3 | 12549 | Montgomery | 10,745 | — | $503,471 |
| 11.9 | 12550 | Newburgh | 55,152 | $1,939 | $404,552 |
| 12.1 | 12486 | Tillson | 1,440 | — | $426,173 |
| 12.6 | 12472 | Rosendale | 1,146 | $1,600 | $417,481 |
| 12.9 | 12419 | Cottekill | 1,081 | — | $529,203 |
| 13.1 | 12484 | Stone Ridge | 3,155 | — | $604,596 |
| 13.1 | 12493 | West Park | 526 | — | $551,125 |
| 13.6 | 12575 | Rock Tavern | 1,600 | — | $600,253 |
| 13.7 | 12543 | Maybrook | 3,190 | — | $327,627 |
| 13.8 | 12601 | Poughkeepsie | 44,164 | $1,814 | $398,464 |
| 14.4 | 12428 | Ellenville | 6,995 | — | $309,369 |
| 15.0 | 10919 | Circleville | 1,551 | — | $488,364 |
| 15.2 | 12721 | Bloomingburg | 7,359 | — | $438,050 |
| 15.4 | 12411 | Bloomington | 325 | — | $414,479 |
| 15.6 | 12487 | Ulster Park | 4,035 | — | $449,885 |
| 15.7 | 12458 | Napanoch | 3,074 | — | $298,545 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.